Originally Posted by paulb
I thought companies could charge you only a certain percentage of income for healthcare.
No, they can charge as much as they want. HOWEVER -- as a result of the ACA, since you would have to pay more than 9.5% of your income in premiums for employer coverage (it's almost 13%), you would be eligible to participate in the ACA Exchange for your state and be eligible for subsidies. A $35,000 income would be under the 400% of the federal poverty line threshold, even for single filers, so you would remain eligible for subsidies on the Exchange.
That means you may have not two, but three options:
* Remain unemployed and get "free" health insurance;
* Take the job and sign up for their health insurance plan;
* Take the job, decline employer coverage and get subsidized coverage on the Marketplace.
You have to run the numbers for your specific situation to help guide you.
[Edit to add: You don't say anything about marital status or if you have a spouse that gets "affordable" employer health insurance coverage as defined by the ACA (less than 9.5% of household income). If you do, then the subsidy option is no longer in play, though you could still choose to buy unsubsidized health insurance on the Exchanges.]