Medicare advantage disenrollment & Guaranteed Issue Rights
Wife has MA but since a slight heart valve problem was detected she would be underwritten if tried to switch to a medigap policy, they may/would not issue.
There are certain rules that apply to MA disenrollment with guaranteed issue rights,which she would not fall under.
My fear if when the government stops funding the MA plans to the extent
it is now,cost up and coverage down, there will be no escape from the trap. Unless of course they add some sort of special provision to the law,but have not seen anything on that.
They may drive people from MA but with nowhere to go,unless they change the law to a guarateed issue rights.
This is the reason I am getting medigap plan F HD for myself.
Thank Old Mike