Well our anethetologist being out of network problem resolved itself. We did not do anything, just tossed the bill aside and decided we would take care of it when we got the second reminder. 2 months after receiving notification from Guardian that the anethetologist was out of network, with us doing nothing at all, we received a second notice advising the amount they had paid the anethetologist and suddenly he was in network. So I am not sure if the hospital disputed or what, but our $2800 bill was reduced to zero. It made me glad that we did not pay as I am sure we would be fighting for a refund otherwise.
However, I can see why people become overwhelmed by insurance when they a very ill and having lots of treatment. Last count I had received 72 pieces of correspondence from Guardian with regards to the claim. Imagine being ill, on medication, wondering if you are going to live or die and having to deal with a never ending stream of correspondence, much of which contradicts previous communications.
I be a girl, he's a boy. Think I maybe FIRED since July 08. Mid 40s, no kidlets. Actually am totally clueless as to what is going on with DH.