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Oh no, I'm past my peak...
09-09-2010, 02:09 PM
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#1
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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Oh no, I'm past my peak...
I know that I have been past my physical peak for a very LONG time, but at 55 I had not realized I had passed my financial-decision-making peak only 2 years ago. 
Otherwise I might have had a party.
do-financial-decisions-get-better-with-age: Personal Finance News from Yahoo! Finance
 Quote:
The silver lining is that as you age you become wiser and declining cognitive function, not age, is what eventually robs you of your financial decision making abilities. So what can you do to maintain, or perhaps even improve, your cognitive function? According to Dr. Jeffrey Toth, a psychology professor at the University of North Carolina at Wilmington and co-author of the study "Fluency, Familiarity, Aging, and the Illusion of Truth," there are a number of ways to maintain and possibly improve your cognitive function.
"Physical exercise, mental stimulation, diet, and social interaction can all help maintain your cognitive abilities," says Dr. Toth, "and of these four, physical exercise, especially aerobic exercise, appears to be the most important, with mental stimulation a close second, especially if that stimulation is truly novel and challenging."
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I'm joking of course, as I know I am fitter and smarter than I've ever been 
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 03:05 PM
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#2
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,501
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Oh-oh! Then a lot of the rest of us are in big trouble! 55 years old sounds pretty young to me. 
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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09-09-2010, 03:12 PM
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#3
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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Like all these studies, who really knows? I think the underlying message is that as you grow older your cognitive processes will decline so you may want to think about simplifying your financial affairs a.l.a. unclemick. But when to do that? It's all in the timing 
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 03:12 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 5,596
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Face it Alan, you're a stud muffin 
__________________
I purr therefore I am.
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09-09-2010, 03:14 PM
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#5
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,501
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I may buy a couple of small inflation-adjusted SPIAs for an 80th birthday present to myself, if I live that long. Now that would be simple.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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09-09-2010, 03:19 PM
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#6
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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Thanks for reminding me - I'm also better looking than I ever used to be (who needs head hair anyway?)
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 03:20 PM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 5,596
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Quote:
Originally Posted by Alan
Thanks for reminding me - I'm also better looking than I ever used to be (who needs head hair anyway?) |
No one's looking at the hair of a guy who's not wearing pants 
http://www.early-retirement.org/foru...tml#post963433
__________________
I purr therefore I am.
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09-09-2010, 03:23 PM
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#8
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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Quote:
Originally Posted by Purron
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__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 03:36 PM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,296
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Retirement is good for the body and mind. I think you're going to be just fine Alan.
__________________
There's no need to complicate, our time is short..
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09-09-2010, 03:36 PM
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#10
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Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
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09-09-2010, 03:40 PM
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#11
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,774
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I really need to start working out, unless someone can find the study that shows that less physical exercise is good for us (I mean, if we can find studies that say heavy drinkers live longer....).
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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09-09-2010, 03:42 PM
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#12
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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Quote:
A few weeks ago we took a trip to the Peak district
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 04:46 PM
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#13
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Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
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Quote:
Originally Posted by Alan
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Beautiful! The closest peak to my house is nicknamed, "the sleeping maiden," never mind why, not to be confused with Twin Peaks. Groan: I'm feeling peaked just thinking about hiking around those places.
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09-09-2010, 05:06 PM
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#14
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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Quote:
Originally Posted by Bestwifeever
I really need to start working out, unless someone can find the study that shows that less physical exercise is good for us (I mean, if we can find studies that say heavy drinkers live longer....).
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I just saw a wine glass today that said " I never exercise it may make me spill my drink ".
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09-09-2010, 05:12 PM
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#15
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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My Mom is 94 and she is as sharp as she always was . She knows all her investments and beats me at completing the crossword .In fact she just decided she's getting a kindle . So Alan you have a long way to go . I was going to add unless your early years did you in but I'm Irish and your history looks kind of bland to me except for the smoking at 14 . We all waited until fifteen to sneak smokes in the alley .
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09-09-2010, 06:00 PM
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#16
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
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I think I'm in love with your Mom 
While doing the "Cardio Challenge today I was jogging around with a 70 yr old lady who we have got to know this year at the gym. She is fantastically fit, smart and witty.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-09-2010, 07:02 PM
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#17
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Full time employment: Posting here.
Join Date: Mar 2008
Posts: 654
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Yea, I hear that stuff just blocks the sun off the old solar panel anyways.
Steve
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