We get a bit of a double whammy, from the good side of things. Her grace period termination is 6/1, which is the date her new policy is effective. The invoice I got shows a coverage month for April, due april 1, with a grace period date of 6/1, and a coverage month for May, due may 1, with a grace period of 6/1.
I could also make a case that its longer than that...the original cobra notice just offered her individual coverage when it should have offered family coverage. Ceridian sent a followup letter on may 1st after I sent in the application noting a spouse and child as dependents that her employer made a mistake in not telling Ceridian that we had family coverage and that the original letter was being amended to update it to family coverage from individual. The letter does point out specifically that ONLY the coverage being offered is amended. Any lawyers in the house?
So unless something happens late in the day on 5/31, I think we're good. Anything prior to that and I could overnight them $2662 and be covered. I think.
We're okay paying for meds out of pocket for now. Got our prescriptions moved from walgreens to costco, and they're way cheaper. In fact, one of my meds is less to buy out of pocket from costco than the co-pay was at walgreens. :P