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View Poll Results: Planning to receive a subsidy from the ACA?
Yes. 19 29.23%
No. 20 30.77%
Yes, if I can manage my income down to qualify. 11 16.92%
Too early to tell how/if the law will be implemented. 15 23.08%
Voters: 65. You may not vote on this poll

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Old 07-06-2013, 03:06 PM   #21
Recycles dryer sheets
Silver's Avatar
Join Date: Sep 2010
Location: Orlando, Fl
Posts: 480
I voted unsure. But...I am sooo hopeful that there will be something available on the exchanges for my husband and I that we can afford.

We both have United Healthcare, and they just increased our annual rates by 29%.....more than a $1600 increase a year. We each have $5,000 deductable, exempted pre-existing conditions that I have appealed to have removed multiple times without success, and we have paid thousands in health care bills without a cent of insurance kicking in because we haven't met the deductables.

Getting something that would cover the pre-existings and also be less than the policy cost of $9600 a year we are now paying would be so wonderful. With five more years to medicare, the health care and health insurance costs are brutal.

Don't look back. You're not going in that direction.
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Old 10-24-2013, 09:29 PM   #22
Recycles dryer sheets
ikubak's Avatar
Join Date: Dec 2007
Posts: 330
Originally Posted by pb4uski View Post
I voted "Yes" because I can manage my income to qualify and there is no question that I can because of the taxable accounts that I have.

Once I'm on Medicare, I can go back to the original plan.

That's my game plan too. For retirees in low cost of living areas, who have paid off everything (house, cars, bookies, etc.) and enjoy living frugally, ACA can pay huge subsidies. If you have a good bit of funds in taxable accounts, you can manage how much income you recognize.

Retire date sometime in 2017
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