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View Poll Results: I would self-insure my/our health care if health insurance cost more than ____ a year
$5,000 6 9.09%
$10,000 15 22.73%
$15,000 12 18.18%
$20,000 17 25.76%
$25,000 6 9.09%
$30,000 3 4.55%
$35,000 1 1.52%
$40,000 1 1.52%
$45,000 0 0%
$50,000 5 7.58%
Voters: 66. You may not vote on this poll

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Old 05-19-2011, 11:11 PM   #21
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Originally Posted by devans0 View Post
but I see this as a fundamental reason that I am exploring expatriate possibilities. I am using affordable health care as one of my main criteria in thinking of relocating to another country after retirement.
Be sure to share the results of your explorations with us. I too am absolutely alienated from that whole corrupt mess.


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Old 05-20-2011, 01:42 AM   #22
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I voted $35k in the poll but that is just a WAG as I don't really know how I'd react as the costs escalated. In reality I think I would re-settle back to the UK long before I was spending $35k/year on HI.

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Old 05-20-2011, 01:45 PM   #23
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Health care costs are my prime concern for ER. I voted $20K, but I don't think I would ever go bare or "self-insure". In all likelyhood, if our healthcare costs got higher than that, I would simply go back to work.
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Old 05-20-2011, 03:21 PM   #24
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Great thread Silver. This is a topic of major interest to many of us. ER often means not having the luxury of guaranteed and reasonably priced health care coverage. Plus, this is an issue primarily for those who have significant assets but are not super wealthy.

As others have pointed out, people like Bill Gates and Oprah have so many millions that even a catastrophic illness would not result in bankruptcy. Those who are poor don't have much to loose.

I too am very disappointed in our failure to address health care in the USA. It's become purely political and I see no signs of our esteemed leaders from either side of the aisle coming together to solve this mess.

Like many others, I have a hard time picking a number for your poll. The cost has become outrageous but going without insurance is terrifying. BTW, DH and I are in a retiree group plan, but pay the full cost. I worked for the Federal Government, but left way to early to qualify for retiree coverage. Sometimes I wish I had stayed those extra years, but it probably would have killed me rendering the issue of continued coverage irrelevant.
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Old 05-20-2011, 04:15 PM   #25
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The higher the insurance would likely mean the higher your risk of having major health problems.... which could ruin you financially.

A more appropriate question might be.... at what cost would you (or your spouse) decide to go back to work so you could get into a group plan!
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Old 05-20-2011, 04:25 PM   #26
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Will always have health insurance - it may be a very high deductible. I need coverage for catastrophes, not for the annual checkups and medicine.

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