Join Early Retirement Today
View Poll Results: I would self-insure my/our health care if health insurance cost more than ____ a year
$5,000 6 9.09%
$10,000 15 22.73%
$15,000 12 18.18%
$20,000 17 25.76%
$25,000 6 9.09%
$30,000 3 4.55%
$35,000 1 1.52%
$40,000 1 1.52%
$45,000 0 0%
$50,000 5 7.58%
Voters: 66. You may not vote on this poll

Thread Tools Search this Thread Display Modes
Old 05-19-2011, 11:11 PM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
Join Date: Apr 2003
Location: Hooverville
Posts: 22,529
Originally Posted by devans0 View Post
but I see this as a fundamental reason that I am exploring expatriate possibilities. I am using affordable health care as one of my main criteria in thinking of relocating to another country after retirement.
Be sure to share the results of your explorations with us. I too am absolutely alienated from that whole corrupt mess.


"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-20-2011, 01:42 AM   #22
Alan's Avatar
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 22,040
I voted $35k in the poll but that is just a WAG as I don't really know how I'd react as the costs escalated. In reality I think I would re-settle back to the UK long before I was spending $35k/year on HI.

Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 05-20-2011, 01:45 PM   #23
Recycles dryer sheets
IBWino's Avatar
Join Date: May 2006
Posts: 426
Health care costs are my prime concern for ER. I voted $20K, but I don't think I would ever go bare or "self-insure". In all likelyhood, if our healthcare costs got higher than that, I would simply go back to work.
IBWino is offline   Reply With Quote
Old 05-20-2011, 03:21 PM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Purron's Avatar
Join Date: Nov 2007
Posts: 5,584
Great thread Silver. This is a topic of major interest to many of us. ER often means not having the luxury of guaranteed and reasonably priced health care coverage. Plus, this is an issue primarily for those who have significant assets but are not super wealthy.

As others have pointed out, people like Bill Gates and Oprah have so many millions that even a catastrophic illness would not result in bankruptcy. Those who are poor don't have much to loose.

I too am very disappointed in our failure to address health care in the USA. It's become purely political and I see no signs of our esteemed leaders from either side of the aisle coming together to solve this mess.

Like many others, I have a hard time picking a number for your poll. The cost has become outrageous but going without insurance is terrifying. BTW, DH and I are in a retiree group plan, but pay the full cost. I worked for the Federal Government, but left way to early to qualify for retiree coverage. Sometimes I wish I had stayed those extra years, but it probably would have killed me rendering the issue of continued coverage irrelevant.
I purr therefore I am.
Purron is offline   Reply With Quote
Old 05-20-2011, 04:15 PM   #25
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
The higher the insurance would likely mean the higher your risk of having major health problems.... which could ruin you financially.

A more appropriate question might be.... at what cost would you (or your spouse) decide to go back to work so you could get into a group plan!
chinaco is offline   Reply With Quote
Old 05-20-2011, 04:25 PM   #26
Recycles dryer sheets
Join Date: Nov 2010
Posts: 241
Will always have health insurance - it may be a very high deductible. I need coverage for catastrophes, not for the annual checkups and medicine.

MDJO is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Poll REWahoo Other topics 41 02-06-2011 12:32 PM
Poll About Captain Honors Poll TromboneAl Other topics 10 01-04-2011 07:40 PM
Poll: Should I Go??? chinaco FIRE and Money 25 03-19-2007 08:49 PM
Another poll... HFWR Other topics 28 08-01-2005 12:59 AM


All times are GMT -6. The time now is 12:24 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.