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I start Medicare on Dec. 1st. I signed up for D & F. When DW goes on Medicare in about 15 months she will also sign up for D and F. We consulted with a shiip counselor who advised there is no evidence to assume premiums will increase faster for F plans due to aging of the closed plan. We were told there are previous plans such as E that are closed and rate increases have remained consistent compared to open plans. We were also told that Advantage plans in our area have limited networks that might limit doctor choices compared to F plans. Shiip counseler said the F plans are the most popular in our area by a wide margin.
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My motto is.... "a dollar saved is better than a dollar earned. I don't pay tax on the dollar I saved."
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