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View Poll Results: What is Your Health Insurance Choice for 2016
Medicaid - I'm on a medicaid eligible state and will use that 3 1.35%
Exchange - I'm getting a plan through the exchange 51 22.87%
Individual - I'm getting a plan directly through insurance company or broker 38 17.04%
Company - I'll be insured through w*rk or from a spouse, partner 87 39.01%
Medicare - I'm on medicare 29 13.00%
Fine me baby - I'll take the penalty 0 0%
Other 15 6.73%
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Old 08-17-2016, 04:39 PM   #61
Recycles dryer sheets
shortstop14's Avatar
Join Date: Aug 2012
Posts: 245
Originally Posted by Montecfo View Post
The only situation I can think of there is for estate taxes, which of course exempts a lot of folks. I sincerely doubt this will happen, but it certainly would be easy for financial institutions to report account balances. The means testing of social security generally ends up being an income test, where social security is taxed more heavily as income grows.

With government finances careening toward some future debacle, I would be more worried about government trying to tax retirement assets such as Roths which are supposed to be tax-free.

Let's hope these things do not come to pass. In the meantime, as a low-taxable income person, subsidized ACA makes a lot of sense for me-when we get there. Not yet retired.
Thanks, didn't think of estate tax - it's a bit out of the realm of anything I've expected to deal with. And the later-mentioned Medicaid spend-down situations, which I should have thought about having gone through it with my mother. The only asset-based disclosure that was coming to mind was in divorce situations, and I've seen how hairy those can be, with valuation of partnerships, small businesses and encumbered real estate holdings.

And I share the concern with Roth taxation - part of the reason I've prioritized ACA subsidy rather than Roth conversions.

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