DEC-1982
Full time employment: Posting here.
Very true, nun, but OP mentioned costs and premiums before Medicare.
If it takes me and DW 15 years to get to Medicare and I spent those 15 years abroad, then I would have to think long and hard about coming back to pay these very costly medical expenses, Medicare or not. Healthcare inflation of 10-14% (OP) becomes unaffordable for many people over 30-40 years. Even FIDO's health inflation estimate of 5.5-7% is high for many people outside this forum.
If it takes me and DW 15 years to get to Medicare and I spent those 15 years abroad, then I would have to think long and hard about coming back to pay these very costly medical expenses, Medicare or not. Healthcare inflation of 10-14% (OP) becomes unaffordable for many people over 30-40 years. Even FIDO's health inflation estimate of 5.5-7% is high for many people outside this forum.