A few months ago I asked my DHs pension plan about this. They said that the new reg applied to employers and not to pensions and that they had decided not to offer it. Then we got their newsletter and it said that they are modifying their plan in response to the federal health care reform legislation.
We can now cover our 23 year old (graduated from college in 2009), they removed the lifetime maximum for medical and pharmacy and modified the coverage structure for preventative tests and procedures to align with the provisions of the legislation.
Adding our son will add $40/month to our cost and he will be reimbursing us. He's gone almost a year without health insurance, been lucky and not needed medical care but he knows he needs to have it and compared to single coverage on his own this is a very good price. It has a high deductible for both medical and pharmacy but good coverage for the expensive catastrophic events, which is really what he needs the insurance for anyways.
Married, both 61. DH retired June, 2010. I have a pleasant little part time job.