I was wondering how people are going to pay for obamacare. it says you get a tax credit. does that mean you pay the full premium for the year and then get a refund when taxes are due in april? anyone know how this works? also, wellmark blue cross in iowa opted out of participation until 2015. can they do that and still come in later? what would be the purpose of their declining to participate for a year? maybe these questions are already in another area if so let me know. thanks
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I will be in a similar situation when I pull the plug later this year. I plan to take COBRA and hang onto it for a while until the ACA dust settles. Even if it turns out to be cheaper for me to go with an exchange on January 1 2014, I think it's worth spending a little more for a while to make sure the exchanges will work as promised before making the leap.
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