I was wondering how people are going to pay for obamacare. it says you get a tax credit. does that mean you pay the full premium for the year and then get a refund when taxes are due in april? anyone know how this works? also, wellmark blue cross in iowa opted out of participation until 2015. can they do that and still come in later? what would be the purpose of their declining to participate for a year? maybe these questions are already in another area if so let me know. thanks
frank
frank