Originally Posted by Dd852
I'm very tempted to go with the major medical - the annual savings privately invested should cover all non-covered outpatient visits and specialists I think.
Unless you require specialized medical care but are at a location where it is not available or not qualified. The savings of $14K per year are substantial and might be great enough to self-insure if most of your travel is at or near major cities in developed areas. If you have significant travel off the beaten path, getting to where you can get health care might be difficult.
- Can you change later on, if you are diagnosed with a chronic condition?
- Perhaps the less expensive policy combined with a good travelers policy, such as World Nomads.