Originally Posted by Buckeye
I'm assuming a 10%-15% premium increase every year so I want to start with the lowest premium. I submitted our application to the broker today. It's feels like turning in a final exam and waiting for my grade.
I want an A, i.e. preferred rates!
Are you going with BCBS?
Here is a way to same some money - every year, when you get the new premium notice ask for a review - the increase has been lower for me. Also, look at the other plans available at that time; switching to another plan with slightly different options might save you more money. It is all very easy to do; if you didn't have any health problems.
I had a plan $203/mo. with 6 dr. office visits -$40. co-pay - broke my collar bone and used them all. Next year I went to a plan with 3 dr. office visits - $150/mo. no problem.