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So cal kaiser insurance
Old 09-18-2015, 04:33 PM   #1
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So cal kaiser insurance

Hello...does anyone have experience with So Cal Kaiser insurance? I need to choose bet. BCBS PPO and them. Kaiser is 1/2 the price. Any input? Thanks!



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Old 09-18-2015, 05:02 PM   #2
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Yes, we've been with them for all but 2 of the last 28 years. We have always had excellent care there. I don't think we've had anything terribly exotic or complex to treat though.

The thing people who don't like them complain about is that you can only see doctors they employ. There's no such thing as "out of network", so you can't get a referral to an endocrinologist and then go see the independent one your neighbor recommends. If you have a thyroid problem, you'll be seeing someone at a Kaiser office. The good thing is that all your medical records are available to all your care providers, so your primary care doc will know everything that the endocrinologist does to treat you, and the pharmacies will know about all your prescriptions.
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Old 09-18-2015, 05:30 PM   #3
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Here's a thread on Kaiser from last year you may find helpful Anyone use Kaiser in Retirement?

One important difference is Kaiser offers an HMO while BCBS is a PPO plan. Typically, with the HMO your primary care physician must authorize all non-emergency specialist care. while the PPO may have a bigger network and doesn't require pre-authorization.

Past posts from members here using Kaiser have been positive.
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