Portal Forums Links Register FAQ Community Calendar Log in

Join Early Retirement Today
Reply
 
Thread Tools Display Modes
So glad my Mother gets healthcare in Britain
Old 05-27-2011, 09:14 AM   #1
Thinks s/he gets paid by the post
nun's Avatar
 
Join Date: Feb 2006
Posts: 4,872
So glad my Mother gets healthcare in Britain

My mother lives on a small fixed income. She owns her home, but only gets a small pension and has very little savings.

Recently she was diagnosed with the early stages of Type II diabeties, and cataracts. She's on meds for her glucose levels, has a strict diet to follow and sees a dietician each month. She had to wait 3 months for the cataract opertation, but had that last week and says her eyesight is now wonderful.

She likes her doctor and he or a nurse visits her at home once a month to check her circulation and take a blood sample.

For this my mother does zero paperwork and pays absolutely nothing. I'll take socialized medcine anyday
__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”

Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
nun is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-27-2011, 09:20 AM   #2
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
I have lots of similar examples with my parents, elderly relatives and friends over the past few years.

Problem is you have to put up with the long dark winters and cool wet summers.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 09:22 AM   #3
Thinks s/he gets paid by the post
Tadpole's Avatar
 
Join Date: Jul 2004
Posts: 1,434
nun,

Right now I pay about 8% of my retirement income for health insurance and Medicare. Don't know what percent we will have for co-pays and deductibles yet. I would gladly pay 15% to a single payer system like the UK just for the peace of mind and predictable price. But most other people with employer subsidized insurance don't agree with me so we will never see it.
Tadpole is offline   Reply With Quote
Old 05-27-2011, 09:53 AM   #4
Thinks s/he gets paid by the post
Birdie Num Nums's Avatar
 
Join Date: Mar 2010
Location: Seattle-ish
Posts: 1,156
Quote:
Originally Posted by Alan View Post
I have lots of similar examples with my parents, elderly relatives and friends over the past few years.

Problem is you have to put up with the long dark winters and cool wet summers.
Hey! That sounds like home to me.
Birdie Num Nums is offline   Reply With Quote
Old 05-27-2011, 10:06 AM   #5
Full time employment: Posting here.
 
Join Date: Dec 2003
Location: San Carlos, CA
Posts: 639
Quote:
Originally Posted by Alan View Post
I have lots of similar examples with my parents, elderly relatives and friends over the past few years.

Problem is you have to put up with the long dark winters and cool wet summers.
+1. Could have posted the above myself.

Peter
Peter is offline   Reply With Quote
Old 05-27-2011, 10:07 AM   #6
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
Quote:
Originally Posted by Birdie Num Nums View Post
Hey! That sounds like home to me.
It certainly does

Where I'm from (and am currently vacationing) is about 7 deg further north from Seattle. (2 deg north of Edmonton) so the wintertime is pretty brutal when it comes to lack of sunlight.

Currently the sun rises here at 4:40am and sets at 9:30pm, so the days are pretty nice in the summer.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 10:10 AM   #7
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Purron's Avatar
 
Join Date: Nov 2007
Posts: 5,596
Quote:
Originally Posted by Alan View Post
I have lots of similar examples with my parents, elderly relatives and friends over the past few years.

Problem is you have to put up with the long dark winters and cool wet summers.
Yeah, but you don't have to worry much about earthquakes, tornados or hurricanes in the UK.
__________________
I purr therefore I am.
Purron is offline   Reply With Quote
Old 05-27-2011, 10:17 AM   #8
Full time employment: Posting here.
Silver's Avatar
 
Join Date: Sep 2010
Location: Orlando, Fl
Posts: 952
Quote:
Originally Posted by Tadpole View Post
nun,

Right now I pay about 8% of my retirement income for health insurance and Medicare. Don't know what percent we will have for co-pays and deductibles yet. I would gladly pay 15% to a single payer system like the UK just for the peace of mind and predictable price. But most other people with employer subsidized insurance don't agree with me so we will never see it.

+1
I would most gladly pay at least 15% for a single payor system....or more.
I strongly believe in health care access for everyone. But even more....our current health care system is so corrupt that I'd love to see it ripped to shreads.
Silver is offline   Reply With Quote
Old 05-27-2011, 10:28 AM   #9
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
Quote:
Originally Posted by Purron View Post
Yeah, but you don't have to worry much about earthquakes, tornados or hurricanes in the UK.
Very true, but not as exciting.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 10:37 AM   #10
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,391
Quote:
Originally Posted by Alan View Post
Problem is you have to put up with the long dark winters and cool wet summers.
And hot beer, and endless stories of how the Americans saved the Brits in two world wars.
MasterBlaster is offline   Reply With Quote
Old 05-27-2011, 10:40 AM   #11
Thinks s/he gets paid by the post
DangerMouse's Avatar
 
Join Date: Jan 2007
Location: Silicon Valley
Posts: 1,812
Hear, hear. MIL has been in hospital in Oz for the best part of the past year. Cost to her, zero. No co-pays, no hassles. Give me socialised medicine any day of the week.
__________________

I be a girl, he's a boy. Think I maybe FIRED since July 08. Mid 40s, no kidlets. Actually am totally clueless as to what is going on with DH.
DangerMouse is offline   Reply With Quote
Old 05-27-2011, 11:05 AM   #12
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2006
Posts: 11,401
Quote:
Originally Posted by nun View Post
My mother lives on a small fixed income. She owns her home, but only gets a small pension and has very little savings.

Recently she was diagnosed with the early stages of Type II diabeties, and cataracts. She's on meds for her glucose levels, has a strict diet to follow and sees a dietician each month. She had to wait 3 months for the cataract opertation, but had that last week and says her eyesight is now wonderful.

She likes her doctor and he or a nurse visits her at home once a month to check her circulation and take a blood sample.

For this my mother does zero paperwork and pays absolutely nothing. I'll take socialized medcine anyday
Glad to hear your Mum is having a good experience, Nun. The NHS has been working very hard over the past few years to ensure that nobody waits more than 18 weeks for elective surgery. Obviously your Mum made the target.

Guide to waiting times
Meadbh is offline   Reply With Quote
Old 05-27-2011, 11:59 AM   #13
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
Quote:
Originally Posted by MasterBlaster View Post
And hot beer, and endless stories of how the Americans saved the Brits in two world wars.
I've heard about the wars, but what is this about "hot beer". At this latitude you'd have to heat it up to get it hot. We don't drink our ale icy cold, we like it in the 50's. (try swimming in water at 55 deg F to see how hot that is).

For lagers and US style beers it is served very cold and all the places that serve it have "cold shelves" for that purpose. However, I've always been an ale man myself.

Beer in the Pub - CAMRA

Quote:
Real ale is served at cellar temperature 12-14 C (54-57 F), which is somewhat cooler than room temperature. If real ale is too warm it is not appetizing, it loses its natural conditioning
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 12:01 PM   #14
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
Quote:
Originally Posted by Meadbh View Post
Glad to hear your Mum is having a good experience, Nun.
+1
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 12:29 PM   #15
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,391
Quote:
Originally Posted by Alan View Post
At this latitude you'd have to heat it up to get it hot. We don't drink our ale icy cold, we like it in the 50's. (try swimming in water at 55 deg F to see how hot that is)
I know, I know you like it un-cooled...

MasterBlaster is offline   Reply With Quote
Old 05-27-2011, 02:59 PM   #16
Administrator
Alan's Avatar
 
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,130
Quote:
Originally Posted by MasterBlaster View Post
I know, I know you like it un-cooled...
I would pull a face like that if I had to put that white frothy weak looking stuff to my lips as well. It looks like someone just tried to sell him an annuity
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
Alan is offline   Reply With Quote
Old 05-27-2011, 03:27 PM   #17
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
 
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,331
I too would pay 15% for a decent single payer system. The mantra I keep hearing is that we can't afford universal health care. Everyone else can, but not us? It isn't a matter of what we can afford it is a matter of what type of system we will accept. And a sensible, single payer approach is socialism so it is off the table here. Bottom line, we won't accept a sensible system so instead we get what we deserve.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
donheff is offline   Reply With Quote
Old 05-27-2011, 03:59 PM   #18
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Purron's Avatar
 
Join Date: Nov 2007
Posts: 5,596
Quote:
Originally Posted by donheff View Post
I too would pay 15% for a decent single payer system. The mantra I keep hearing is that we can't afford universal health care. Everyone else can, but not us? It isn't a matter of what we can afford it is a matter of what type of system we will accept. And a sensible, single payer approach is socialism so it is off the table here. Bottom line, we won't accept a sensible system so instead we get what we deserve.
I agree and would love to discuss this more. This is perhaps the single most important issue facing retirees (at least those in the USA) - particularly early retirees who often don't get subsidized health insurance from their former employers.

Reality is, it would be deemed "political" and the thread would be closed. Happens every time.
__________________
I purr therefore I am.
Purron is offline   Reply With Quote
Old 05-27-2011, 04:13 PM   #19
Moderator Emeritus
M Paquette's Avatar
 
Join Date: Oct 2007
Location: Portland
Posts: 4,946
Quote:
Originally Posted by donheff View Post
I The mantra I keep hearing is that we can't afford universal health care that pays $10 for a Tylenol, $40 for a Band-Aid, or $8,995 for a 'free' scooter mobility assistance device.
Fixed that for you.

Everyone seems to be all enthusiastic about schemes to limit medical costs by playing with the demand side, e.g., give old people $400/month to buy insurance, and they can cover the difference from their huge stash they set aside for old age. (You did set aside a huge stash for old age medical expenses, right?)

Nobody seems to want to do much on the supply side, regarding the guild system that caps the supply of GPs and specialists, or using free market competition on the price of pharmaceuticals ("Horrors! Allowing free market pricing will cut into our executive compensation and advertising R&D budget!")

There are a number of systems that do work. The goofy American mashup system would appear to be less sustainable than others.

Recommended study guides:
Sick Around The World | FRONTLINE | PBS
Healthcare Economist · Health Care Around the World: An Introduction
M Paquette is offline   Reply With Quote
Old 05-27-2011, 04:29 PM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 10,252
Medicare is socialized medicine. My mom doesn't seem to be paying anything here in the US for her heart attack, pacemaker and lots of other old-age stuff.
LOL! is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Britain is Repossessing the USA!!! Midpack Other topics 4 10-14-2008 06:41 PM
Help my Mother is moving to Florida ? Moemg Other topics 32 06-19-2008 07:52 AM
Mother Passed Away chinaco Health and Early Retirement 39 06-12-2008 10:57 AM

» Quick Links

 
All times are GMT -6. The time now is 09:48 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.