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View Poll Results: So what do YOU do?
Buy cobra 9 45.00%
Buy a policy just to cover our son and eat our own medical costs out of pocket 3 15.00%
Try to apply for a policy on our own, using hippa and our certificate of creditable coverage 1 5.00%
Issue an ultimatum to the employer to assure that they'll cover her by 6/1 3 15.00%
Stop worrying about it and let the corporate wheels continue to grind to their inevitable conclusion 4 20.00%
Voters: 20. You may not vote on this poll

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Old 05-30-2007, 04:11 PM   #21
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Originally Posted by cute fuzzy bunny View Post
Thanks for the info.
We're just going to tell the current employer to put her on per diem and leave her there. Between the extra pay per diem workers get over regular workers and not having to make payroll contributions for insurance, the two will practically cover our cobra payments.
Will she be an independent contractor or an per diem employee? If the former, you'll be able to deduct your premiums. Or maybe even as an employee if health insurance is not offered.

I think you made the only decision you could under the circumstances. A few thousand bucks, but peace of mind.

San Francisco Area
ESR'd March 2010. FIRE'd January 2011.

As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
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Old 05-30-2007, 04:40 PM   #22
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Unclear...she's applied to some per diem companies and also has put her resume in directly to some area hospitals for independent per diem work.

Would the premiums be deductible in full or only to the extent they exceed the 7.5% threshold? Something special about contract workers or medical contractors I'm unfamiliar with?

Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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