Midpack
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I didn't know he was still posting, though infrequent http://earlyretirementextreme.com/update-2-look-ma-no-car.html
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The link he provides is to ehealthinsurance, and they offer only one policy near that price, and it is not 0% co-insurance. They show 88 plans, of which 87 are more expensive. The median price is around $750 per month. And then there is underwriting, which of course, can result in no policy. I have no comment on his lifestyle, but the advice on health insurance involves risk and needs to be carefully understood, and also may not be achievable for most people.a 62 year old non-smoking male in Chicago (future me), it’s possible to get a plan with 0% co-insurance and a $7500 deductible for $341/month or $4092/year.
I have no comment on his lifestyle, but the advice on health insurance involves risk and needs to be carefully understood, and also may not be achievable for most people.
An actual policy offering with that premium would be helpful. The link he provides is to ehealthinsurance, and they offer only one policy near that price, and it is not 0% co-insurance. They show 88 plans, of which 87 are more expensive.
Wow. I thought he had forsaken the blog, which I always used to read. Thanks for the link.
Not sure how you fail to find it? Are you looking in another state?
(Prices can vary a lot from state to state.)
I just checked again. 62 y/o male, non-smoking, my current zip-code (60640). This gives 88 plans. Sort by price.
I count 14 plans out of 88 that are over $750/month. The rest are under. I count 11 plans under $350/month.
This is the one I was talking about: Humana One Value 100/7500. PP0, 0% co-insurance, $7500 deductible. Cost $341/month. It's still there.
But +1 on the need for everybody to look into this carefully both in terms of understanding the contract terms, the importance of location (it's like real estate taxes with some areas paying a lot more than others), and in terms of checking several agents/search engines carefully.