Originally Posted by Lakewood90712
I'm starting a new thread for this question , as politics are not involved. ( or at least I don't think so)
Am I reading the Healthcare Reform Summery correct , as to rates and underwriting, only being dependent on age, gender an tobaco use ? And pre-existing conditions irevelvent ?
Thank's in advance.
From HealthCare.gov (official site)
(go to the last but one item in 2014 timeline)
"No Discrimination Due to Pre-Existing Conditions or Gender
Effective January 1, 2014
The law implements strong reforms that prohibit insurance companies from refusing to sell coverage or renew policies because of an individual’s pre-existing conditions. Also, in the individual and small group market, it eliminates the ability of insurance companies to charge higher rates due to gender or health status."