My employer offers to pay a small amount toward a retirees health insurance for the 18 months of cobra, then continues to pay if (very big If)we go into the high risk pool offered by the State. Which is super expensive. They pay a portion for the individual that works for the company but nothing toward the rest of the family's coverage.
The thing I've been trying to wrap my head around is the possibility that some of these proposed changes might actually lower my cost, if I were to bale out early and gamble? If I were already retired say at the end of this year, I am 55 years old. Kind of risky but if anything passes in the different bills that forces these high risk State pools to lower their prices, I might slip into a better situation.
Self centered I know, but my escape depends a lot on health care cost,
PS. Do you think the congress critters might accidentally slip up and help the working man/woman?
Or, are they mostly worried about the big insurance companies and the campaign donations?