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Old 03-20-2014, 05:54 PM   #21
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The devil is in the details. The policy and amendments to the policy are the defining factors. What seems reasonable or logical is not always the way the policy is written, and be assured that those who make the decisions are well aware of those details.
Home care, assisted living and nursing home policies details may be very different, and include more than the simple count of ADL's. Our policies have had four different amendments over the years. Once we left the actual policy in Fl, and when we returned north, I requested a copy from the company. The cost was to be $50 or more...
Like it or not, cost contaiment is a fact of life, and what is written, trumps what is said.
As with anything that involves money, nothing is simple,
http://en.wikipedia.org/wiki/Activities_of_daily_living

and here:
http://en.wikipedia.org/wiki/Roper-L...del_of_nursing

Not simple at all.
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Old 03-20-2014, 05:57 PM   #22
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Originally Posted by imoldernu View Post
The devil is in the details. The policy and amendments to the policy are the defining factors. What seems reasonable or logical is not always the way the policy is written, and be assured that those who make the decisions are well aware of those details.
Home care, assisted living and nursing home policies details may be very different, and include more than the simple count of ADL's. Our policies have had four different amendments over the years. Once we left the actual policy in Fl, and when we returned north, I requested a copy from the company. The cost was to be $50 or more...
Like it or not, cost contaiment is a fact of life, and what is written, trumps what is said.
+1
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Old 03-20-2014, 08:40 PM   #23
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She had her phone call and it's pretty clear that if she is living on her own, she ain't going to qualify. Wanting additional support does not count towards making a claim!

We both knew the likely outcome of the discussion, but she was still a little down and frustrated. I told her that it wasn't all bad because she would probably be staying nearer to me for a little longer and that was good news! That made her smile and laugh which was good to see.
Is it possible that with a walker and a few grab bars correctly installed near her toilet and in the tub/shower, she would again be able to safely handle her daily life? Assisted living looks like no fun from the outside.

Ha
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Old 03-20-2014, 10:09 PM   #24
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Is it possible that with a walker and a few grab bars correctly installed near her toilet and in the tub/shower, she would again be able to safely handle her daily life? Assisted living looks like no fun from the outside.

Ha
Well, she took an important step recently when she asked the apartment complex to install a walk-in shower. She has been stepping in and out of the tub to take a shower until about a month ago!

She doesn't use a walker or a cane in her apartment but she finally purchased a light, 3-wheeled walker about a month ago to take walks. I still haven't gotten her to use it when we are out and about or in the apartment. Don't want to look like an old lay, ya know!

Maybe I can at least get her to put it near her bed with the brakes locked so she can use it when she has to get up to use the toilet in the middle of the night.

We have some nice assisted living facilities around us but she really does enjoy being on her own. I would love to have a big enough house (we live in a 1000 sq ft apartment) to have her come live with us. We really need adjoining apartments so I could leave the door open at night in case she needed to alert us she needed assistance.
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