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The Wacky US Health Insurance System
Old 07-28-2009, 05:52 PM   #1
Thinks s/he gets paid by the post
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Join Date: Nov 2005
Location: Colorado, USA
Posts: 1,128
The Wacky US Health Insurance System

I finally succumbed and decided to get a colonoscopy. This is a screening colonoscopy -- I don't have issues. Just trying to be a good patient.

I've got good health insurance. Screening colonoscopies are covered at 100%. But....if they find a polyp to remove, or something to biopsy, it turns into a diagnostic colonoscopy. Which means I am liable for my annual deductable ($750, none used yet this year) plus 15% copay.

This is the damn insurance. The doctor's office is being nice and telling me I don't have to show up with a grand just in case.

It's a hell of a system.


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Old 07-28-2009, 05:56 PM   #2
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
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Join Date: Jun 2002
Location: Texas Hill Country
Posts: 39,206
Not to worry Coach. Based on your avatar I don't think they'll find anything...
Numbers is hard.

Retired in 2005 at age 58, no pension

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