The Wacky US Health Insurance System

Coach

Thinks s/he gets paid by the post
Joined
Nov 22, 2005
Messages
1,127
Location
Colorado, USA
I finally succumbed and decided to get a colonoscopy. This is a screening colonoscopy -- I don't have issues. Just trying to be a good patient.

I've got good health insurance. Screening colonoscopies are covered at 100%. But....if they find a polyp to remove, or something to biopsy, it turns into a diagnostic colonoscopy. Which means I am liable for my annual deductable ($750, none used yet this year) plus 15% copay.

This is the damn insurance. The doctor's office is being nice and telling me I don't have to show up with a grand just in case.

It's a hell of a system.

Coach
 
Back
Top Bottom