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Tricare for life - for the spouse too?
Old 03-14-2008, 09:20 PM   #1
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Tricare for life - for the spouse too?

Does anyone know whether, for military retirees, the family members are covered for life as well? I know everyone can be covered under Tricare when the military member retires, but what if he/she dies first, and before the spouse reaches 65 (Medicare)? Will the spouse still be covered under Tricare?
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Old 03-14-2008, 11:05 PM   #2
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The surviving spouse will be covered for life, unless he/she remaries.

Kids are covered until they turn 21, and until 23 if they are full-time students. Then they can darn well enlist themselves and get their own benefits!!!

Here's a link with the details on unusual situations.
TRICARE Eligibility - Military Benefits - Military.com

Of course, the military retirement checks stop with the member's death, unless he/she signed up for the Survivor's Benefit Plan (SBP). But that has nothing to do with Tricare.
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Old 03-15-2008, 08:48 AM   #3
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Thanks samclem! I will bookmark the link for future reference.
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Old 03-15-2008, 09:10 AM   #4
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Originally Posted by samclem View Post
The surviving spouse will be covered for life, unless he/she remaries.
And can get it back if she later divorces. My sister's husband was killed in a Navy plane crash. She remarried and lost coverage but 15 years later she divorced and requalified.
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Old 03-19-2008, 04:36 PM   #5
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Originally Posted by WM View Post
Does anyone know whether, for military retirees, the family members are covered for life as well? I know everyone can be covered under Tricare when the military member retires, but what if he/she dies first, and before the spouse reaches 65 (Medicare)? Will the spouse still be covered under Tricare?
Medicare also kicks Tricare down to second-payer status for some situations before age 65-- like kidney failure and organ transplants.

Reservists/NG dying between the date of being approved for retirement and age 60, with or without SBP, is a whole 'nother mess. Let us know if that's part of the question and I'll dig into the links with my Reservist spouse...
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Old 03-19-2008, 05:33 PM   #6
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Reservists/NG dying between the date of being approved for retirement and age 60, with or without SBP, is a whole 'nother mess. Let us know if that's part of the question and I'll dig into the links with my Reservist spouse...
Nope, active duty is all I need to know about at the moment, thanks.
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Old 03-20-2008, 03:36 PM   #7
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Here is a link to the recently changed TRICARE-All Forms TRICARE—TRICARE Management Activity. Looks like a much better site and it has more information and may clear up some confusion.
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Old 03-20-2008, 06:24 PM   #8
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Thanks, R Wood! You're right, this site is much better than I remember.
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