I'm thinking of FIRE in the next couple years and moving to Grays Harbor County in Washington state. Medical care does concern me since I'm used to Dallas, TX suburbs now under MegaCorp coverage where there are doctors and hospitals everywhere and I've heard that there are a lot fewer options in this part of Washington since it is away from the bigger cities.
So I went on the Washington insurance exchange to try to get a sense of the network providers: number, specialists, hospitals, distance. But I can't figure out how to compare the plans based on their provider networks. There is an option to pick a doctor and find out which plans include that particular doctor. But I don't have a specific doctor I want to include. Other than selecting one doctor at a time, is there a way to compare network provider size and see how many hospitals, primary care, and specialists there are?
And for Plans that cover multiple counties, could I go to any of their providers in the state--for example, if needed could I go to a specialist in Olympia or Seattle?
Also --it seems that for all but Moda, out of network expenses are unlimited. This is scary--not that I would plan to go out of network on purpose but I've heard of extra out of network doctors showing up without prior notification or approval during surgery.
Does anyone in WA have knowledge to share?
So I went on the Washington insurance exchange to try to get a sense of the network providers: number, specialists, hospitals, distance. But I can't figure out how to compare the plans based on their provider networks. There is an option to pick a doctor and find out which plans include that particular doctor. But I don't have a specific doctor I want to include. Other than selecting one doctor at a time, is there a way to compare network provider size and see how many hospitals, primary care, and specialists there are?
And for Plans that cover multiple counties, could I go to any of their providers in the state--for example, if needed could I go to a specialist in Olympia or Seattle?
Also --it seems that for all but Moda, out of network expenses are unlimited. This is scary--not that I would plan to go out of network on purpose but I've heard of extra out of network doctors showing up without prior notification or approval during surgery.
Does anyone in WA have knowledge to share?