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Wells Fargo HSA Business Sold to Optum Bank
06-17-2016, 03:18 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 3,229
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Wells Fargo HSA Business Sold to Optum Bank
Just got a notice from Wells Fargo that they are in the process of selling their HSA business to Optum Bank (a subsidy of UnitedHealth Group). Anyone here use Optum Bank for their HSA? Comments good or bad appreciated. I've been with Wells Fargo HSA for a few years and have been happy with their service, never had any issues.
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06-17-2016, 04:09 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: Williston, FL
Posts: 3,925
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My megacorp HSA is at Optum. Decent service, although everything is through the web. I suspect that maybe a bunch of banks owns Optum.
Here are the funds available. Mostly high fees, but no fees on the account (for me).
FIRST AMER PRIME OBLIGATION Y | FAIXX | FIDELITY ADV FREEDOM 2010 T | FCFTX | FIDELITY ADV FREEDOM 2020 T | FDTFX | FIDELITY ADV FREEDOM 2030 T | FTFEX | FIDELITY ADV FREEDOM 2040 T | FTFFX | NUVEEN STRAT CONSERV ALLOC I | FSFYX | NUVEEN STRAT BALANCED ALLOC I | FSKYX | NUVEEN STRAT GROWTH ALLOC I | FSGYX | NUVEEN STRAT AGGR GROW ALLOC I | FSAYX | NUVEEN EQUITY INDEX I | FEIIX | NUVEEN MID CAP INDEX I | FIMEX | NUVEEN SMALL CAP INDEX I | ASETX | NUVEEN DIVIDEND VALUE I | FAQIX | NUVEEN MID CAP VALUE I | FSEIX | NUVEEN SMALL CAP VALUE I | FSCCX | NUVEEN LARGE CAP GROWTH OPP I | FIGWX | NUVEEN MID CAP GROWTH OPP I | FISGX | NUVEEN SMALL CAP GROWTH OPP I | FIMPX | NUVEEN MID CAP GROWTH OPP I | FISGX | NUVEEN SMALL CAP GROWTH OPP I | FIMPX | NUVEEN PLUS CORE BOND I | FFIIX | PIMCO TOTAL RETURN INST | PTTRX | NUVEEN INTERNATIONAL GROWTH I | NBQIX |
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06-17-2016, 08:29 PM
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#3
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Recycles dryer sheets
Join Date: Jun 2012
Posts: 88
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My individual Optum HSA has an option to invest with Vanguard Admiral shares.
Sent from my iPhone using Early Retirement Forum
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06-17-2016, 08:45 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 3,229
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Quote:
Originally Posted by Senator
My megacorp HSA is at Optum. Decent service, although everything is through the web. I suspect that maybe a bunch of banks owns Optum.
Here are the funds available. Mostly high fees, but no fees on the account (for me).
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Thanks! Not sure why but the Optum web site shows a list of investment funds available through their HSA plan that is completely different from your list. They have about a dozen Vanguard funds on their list, some with low fees.
https://www.optumbank.com/individual...ual-funds.html
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06-18-2016, 11:09 PM
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#5
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Recycles dryer sheets
Join Date: Jan 2015
Posts: 206
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I have an Optum Bank HSA through my employer, and I have been happy with them. The funds I have access to are completely different than Senator's fund choices. My fund choices also include several Vanguard Admiral funds, and I have to pay $3/month to invest in funds, but there are no other fees. So, I pay $36/year, but have access to at least 5 low fee Vanguard funds. It is one of the better HSA accounts I found when doing research.
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06-19-2016, 07:32 AM
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#6
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Recycles dryer sheets
Join Date: Oct 2012
Location: Salt Lake City, UT
Posts: 329
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I've been with Optum since 2010. They have Wellesley admiral and the web site works well with Quicken.
Also, I think the $3/mo fee is for cash balances below $5000. The few times my balance exceeded $5k, I was not charged the fee. I keep around $3000 in cash and sweep the rest in Wellesley, so I pay the monthly fee.
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