So, after I uploaded my 1040A form a few weeks ago, I got ANOTHER letter from the NY Marketplace telling me the information I sent them was insufficient. I called them this morning and the rep told me they needed 1099 forms, not my 1040A form. [I had actually sent them my annual statement, not any 1099s because the annual statement was already out while the 1099s had not yet been produced in early January.] But when I told the rep my personal situation, how I did not seek any aid on my monthly payments, the rep told me I could ignore the letter but they would keep on coming every month.
When I asked him what triggered the letters to begin with, it was because I had selected "financial assistance" in the application. I told him I did that so I could see what the estimated subsidy would be on an annual basis and that choosing not to have it offset part of my monthly premium was my preferred option. He understood that and told me if I had changed the "financial assistance" option, my monthly premium might (he was not sure) have been higher. I replied that if the choice is to pay a higher premium (which I would find odd given that I have been paying my monthly premium since January) and not receive the stupid monthly letters versus pay the current premium and keep getting the stupid monthly letters, I would opt for the latter.
The whole thing is pretty silly, the way the NY Marketplace can't seem to grasp the idea that someone might want a subsidy-eligible plan through the Marketplace without the monthly assistance to the premium payments, making any proof of income moot. So, as I told the rep, I'll just keep getting the letters every month and just laugh at them and ignore them.
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"