Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
What group can you join to get health insurance
Old 07-06-2006, 07:32 PM   #1
Recycles dryer sheets
 
Join Date: Oct 2004
Posts: 260
What group can you join to get health insurance

Just wanted to gather more info on heath insurance after FIRE. As we discussed there are various programs but any ideas about joining a group now so you will have the option of buying group insurance in the future.

One poster mentioned beomming a member of IEEE for 2 years. Can anyone join?
Any other stable organizations where one can pay annual dues put the membership card in the drawer and when necessary apply for group heath as a member of this organization.

Looking for organizations that do not have any requirements except dues.
__________________

__________________
GTM is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: What group can you join to get health insurance
Old 07-06-2006, 07:38 PM   #2
Recycles dryer sheets
tomz's Avatar
 
Join Date: Mar 2006
Posts: 251
Re: What group can you join to get health insurance

AARP has a health insurance program. Also, some college alumni associations have group insurance. I did a masters with University of Phoenix online and they have a group program available to graduates.
__________________

__________________
tomz is online now   Reply With Quote
Re: What group can you join to get health insurance
Old 07-06-2006, 07:42 PM   #3
Thinks s/he gets paid by the post
 
Join Date: Jun 2004
Location: No. California
Posts: 1,600
Re: What group can you join to get health insurance

Both Costco and Sam's club offer some sort of health insurance. I'm not sure what the requirements are, though.
__________________
KB is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-06-2006, 07:47 PM   #4
Full time employment: Posting here.
 
Join Date: Jan 2004
Posts: 844
Re: What group can you join to get health insurance

In some states, simply having your own business lets you get in at the "non-retail" rates...Mass is one of them. No underwriting/no pre-existng exclusions, guarantee issue and no cancellation of coverage except for non-payment...

The state will even pay for about 60% of it (the small business plan) at the insurance company of your choice -* if you have less than 50 employees and meet the income guidelines. On an ER income, and with a big family, its not hard to meet the guidelines. They don't even ask about assets...
__________________
farmerEd is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-06-2006, 08:35 PM   #5
Thinks s/he gets paid by the post
free4now's Avatar
 
Join Date: Dec 2005
Posts: 1,225
Re: What group can you join to get health insurance

To join IEEE, I think you need to have an electrical engineering degree, which I have. When I joined there didn't seem to be any actual verification of the engineering degree requirement though. YMMV.

I've heard that in California you need to have at least 2 employees in your small business to buy into employer health insurance programs.
__________________
free4now is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-06-2006, 09:56 PM   #6
Recycles dryer sheets
 
Join Date: Jun 2006
Posts: 322
Re: What group can you join to get health insurance

My association leads me to these
guys
http://www.aon.com/us/busi/small_bus...grams_prof.jsp
which leads me to
http://www.eHealthInsurance.com

I wonder if anyone has any experience with this ?
__________________
spideyrdpd is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-07-2006, 12:19 AM   #7
Thinks s/he gets paid by the post
 
Join Date: Jan 2004
Posts: 2,049
Re: What group can you join to get health insurance

Quote:
Originally Posted by spideyrdpd
My association leads me to these
guys
http://www.aon.com/us/busi/small_bus...grams_prof.jsp
which leads me to
http://www.eHealthInsurance.com

I wonder if anyone has any experience with this ?
I've bought all my individual policies through ehealthinsurance.com. I don't know anything about aon.com or their affinity programs.

__________________
eridanus is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-07-2006, 12:06 PM   #8
Recycles dryer sheets
Adventuregirl's Avatar
 
Join Date: Mar 2004
Posts: 86
Re: What group can you join to get health insurance

Old McDonald...where can I find more info about the health insurance coverage you describe for Massachusetts? Have you used this in the past in MA? Do you use it currently?
Thanks!
Adventuregirl* 8)
__________________
Live your life as such that when your feet hit the floor in the morning, Satan shudders and says, "S**t she's awake"
Adventuregirl is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 07-07-2006, 12:29 PM   #9
Full time employment: Posting here.
 
Join Date: Jan 2004
Posts: 844
Re: What group can you join to get health insurance

Quote:
Originally Posted by Adventuregirl
Old McDonald...where can I find more info about the health insurance coverage you describe for Massachusetts? Have you used this in the past in MA? Do you use it currently?
Thanks!
Adventuregirl* 8)
http://www.insurancepartnership.org.
__________________
farmerEd is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 03-12-2007, 05:35 PM   #10
Confused about dryer sheets
 
Join Date: Mar 2007
Posts: 1
Re: What group can you join to get health insurance

FYI: here is one group, should be open to anyone

Oklahoma City Health Insurance
__________________
dferguson is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 03-12-2007, 06:01 PM   #11
Recycles dryer sheets
 
Join Date: Sep 2005
Posts: 97
Re: What group can you join to get health insurance

Quote:
Originally Posted by Gerald
...
One poster mentioned beomming a member of IEEE for 2 years. Can anyone join?
...
I joined IEEE about a year ago with this in mind. Late in '06 IEEE decided to no longer write new medical policies. I didn't renew my IEEE membership.

See:
http://www.personal-plans.com/product/ieeeinsurance/

"...and note that the plan will no longer be accepting new enrollees."

__________________
Is this a good time to RE ? Ok, how about now...
Dry Socks is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 03-12-2007, 08:10 PM   #12
Recycles dryer sheets
Life_is_Good's Avatar
 
Join Date: Mar 2007
Posts: 227
Re: What group can you join to get health insurance

Hi Gerald -

You don't need to be a member of a group to get health insurance. My wife and I each have an individual policy with Blue Cross Blue Shield at reasonable rates.

As others suggested, we used ehealthinsurance.com which allowed us to price out and evaluate the plans offered in our state.

If you are a member of a credit union.... they may offer group insurance.

Good luck.
__________________
Life_is_Good is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 03-13-2007, 12:40 AM   #13
Thinks s/he gets paid by the post
free4now's Avatar
 
Join Date: Dec 2005
Posts: 1,225
Re: What group can you join to get health insurance

Quote:
Originally Posted by Dry Socks
I joined IEEE about a year ago with this in mind. Late in '06 IEEE decided to no longer write new medical policies. I didn't renew my IEEE membership.

See:
http://www.personal-plans.com/product/ieeeinsurance/

"...and note that the plan will no longer be accepting new enrollees."

Thanks for the heads up on that. Looks like I'll not be renewing either.
__________________
free4now is offline   Reply With Quote
Re: What group can you join to get health insurance
Old 03-14-2007, 12:34 AM   #14
Dryer sheet wannabe
 
Join Date: Jan 2007
Posts: 23
Re: What group can you join to get health insurance

You might look at your state Farm Bureau. In my state they contract with Wellmark (Blue Cross/Blue Shield) and cost about $40/year for the annual membership plus the insurance premium. When I started they were cheaper than individual Wellmark policies. (Membership is open to anyone, not just farmers).
__________________

__________________
pasttense is offline   Reply With Quote
Reply

Tags
health insurance


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Credit record, blood pressure, and health insurance kramer Health and Early Retirement 34 02-23-2007 04:24 PM
Health Insurance Gotchas - For people over 55... mykidslovedogs Health and Early Retirement 11 01-11-2007 06:52 PM
Planning to apply for Health Insurance Lakewood90712 FIRE and Money 27 07-06-2006 07:15 PM
American Medical Security Health Insurance mark500 Life after FIRE 1 06-01-2006 08:48 PM
Questions for ERs with individual health insurance mark500 Health and Early Retirement 43 04-30-2006 06:56 PM

 

 
All times are GMT -6. The time now is 05:15 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.