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What State to Get Health (ACA) Insurance From?
Old 11-02-2015, 05:05 AM   #1
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What State to Get Health (ACA) Insurance From?

I am selling my home in Louisiana and will move to Alabama. I have to sign up before I move, but I won't become a resident of Alabama until around the middle of the year. We will travel for a while to visit friends and family while the new house is being built.

How do I decide what state to get health insurance from? Of course I would like the cheapest option. Also can I switch from one state to another state mid-stream?
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Old 11-02-2015, 06:52 AM   #2
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Moving is a "qualifying event" that allows you to change health care providers between enrollment periods.
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Old 11-02-2015, 06:59 AM   #3
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Moving is a "qualifying event" that allows you to change health care providers between enrollment periods.
Yes, but only when moving out of a plan's service area, I believe. Just moving across town doesn't qualify.
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Old 11-02-2015, 07:02 AM   #4
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Yes, but only when moving out of a plan's service area, I believe. Just moving across town doesn't qualify.
OP is moving from one state to another.
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Old 11-02-2015, 09:00 AM   #5
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We moved from NorCal to SoCal mid year 2014, and we made the change after we'd gotten into our new home. We kept the same insurer and the same plan.
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Old 11-03-2015, 05:26 PM   #6
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I found out that the Alabama individual plans are quite a bit cheaper plus better than the family plan of Louisiana and Alabama. We will be moving to Alabama at the first of the year.
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