Not ever having a deductible before, I am new at this. I thought when a policy lists a co-pay such as $40 for your GP or $100 for Specialist, or $60 for Urgent care, $300 MRI costs, drug costs etc. that the co-pay or these set amounts listed for scans, prescriptions etc. only came into play after you paid full cost of services or drugs up to your deductible limit.
While on the the phone today with a sales person, she stated no that was not true. That the deductible is only for things related to hospital stays.
I don't know if she doesn't know what she is talking about, or if I got it all wrong. Someone please, straighten this confused person out.
an HSA policy.