Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Any dividend growth investors out there?
Old 11-16-2009, 01:54 PM   #1
Dryer sheet wannabe
 
Join Date: Dec 2008
Location: Boston
Posts: 22
Any dividend growth investors out there?

For a portion of my overall portfolio, I'm investing in stocks that not only pay a decent yield but also grow their dividends. Eventually, I expect that portion of my portfolio to become a source of income for me (Obviously, it's a portion of my equity, not fixed-income, portfolio.). Let's face it: dividends are fun.

Any other divvie growth investors out there?

Mike
__________________

__________________
mef623 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 11-16-2009, 02:32 PM   #2
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Location: Minnehaha
Posts: 2,375
I'm a big fan of dividends. Can be a good alternative to CDs. - as long as the company doesn't cut it or go out of business! I like a certain utility that delivers to my house (XEL)and also LLY (5.5% and because my dog is named Lily). There is a nice return and also the promise of some growth in the stock prices, plus both nudge the divies up a bit every year lately and will continue to do so GW
__________________

__________________
MinnesotaEats - www.goodfoodmsp.com
Danny is offline   Reply With Quote
Old 11-16-2009, 02:46 PM   #3
Dryer sheet wannabe
 
Join Date: Dec 2008
Location: Boston
Posts: 22
Quote:
Originally Posted by Danny View Post
I'm a big fan of dividends. Can be a good alternative to CDs. - as long as the company doesn't cut it or go out of business! I like a certain utility that delivers to my house (XEL)and also LLY (5.5% and because my dog is named Lily). There is a nice return and also the promise of some growth in the stock prices, plus both nudge the divies up a bit every year lately and will continue to do so GW
I have ABT, OMI and JNJ on the health care side but do need more utes. Nice yield on XEL (I remember it well from when I lived in MSP.) but the company has only grown it at 3% per year. I'm thinking of EXC, although they didn't do their tradition increase in 4Q this year.

Mike
__________________
mef623 is offline   Reply With Quote
Old 11-16-2009, 04:01 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 6,910
Down to one file cabinet of DRIP stocks(14) and a few (33) in VG broker.

15% of total portfolio - a hobby, for the hormones. The Norwegian widow isn't talking as much as early ER (the 90's) when dividends were as high as 40% or so of a very frugal income.

heh heh heh - with the recent unpleasantness - may have to do some more shifting deck chairs on the Titanic to boost dividend income. And a happy pssst Wellesley to everyone. .
__________________
unclemick is offline   Reply With Quote
Old 11-16-2009, 04:27 PM   #5
Full time employment: Posting here.
 
Join Date: Feb 2008
Location: Indialantic FL
Posts: 942
I don't have as many positions as unclemick, but in my IRAs I have several. I think you should look at

MLPs, MREITs, shipping stocks, and tobacco stocks to add to your holdings.

Good luck

Jim
__________________
JimnJana
"The four most dangerous words in investing are 'This time it's different.'" - Sir John Templeton
jimnjana is offline   Reply With Quote
Old 11-16-2009, 04:31 PM   #6
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Location: Los Angeles area
Posts: 1,329
I am 51, retired 3 years, and keep all funds invested in high quality, decent dividend stocks that I think will continue raising their dividends at a good rate. These dividends fund the 72t withdrawals that I live on. My largest holdings are currently PG, KO, ADP, JNJ, SYY.
__________________
learn, work, save, invest, fire
CyclingInvestor is offline   Reply With Quote
Old 11-16-2009, 07:23 PM   #7
Thinks s/he gets paid by the post
 
Join Date: Jun 2006
Posts: 1,502
In addition to a number mentioned about, GE, PG and SYY are a few of my other major holdings.
Eventually I plan to live solely on the dividend payouts and let the principal grow year over year.
Do rely almost completely on dividends though you need to be well diversified so when the occasional drop in dividends comes you can absorb the hit and keep moving
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
Zathras is offline   Reply With Quote
Old 11-17-2009, 06:24 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Mississippi
Posts: 6,435
Took a look at my portfolio this morning and I come in at..........15% allocated to dividend stocks. Looks like Unclemick has had an influence on me. But I drive a Trailblazer instead of an Equinox. Heh heh heh....
__________________
Full time wuss............
Dawg52 is offline   Reply With Quote
Old 11-17-2009, 07:20 AM   #9
Dryer sheet wannabe
 
Join Date: Dec 2008
Location: Boston
Posts: 22
Quote:
Originally Posted by jimnjana View Post
I don't have as many positions as unclemick, but in my IRAs I have several. I think you should look at

MLPs, MREITs, shipping stocks, and tobacco stocks to add to your holdings.

Good luck

Jim
Quote:
Originally Posted by CyclingInvestor View Post
I am 51, retired 3 years, and keep all funds invested in high quality, decent dividend stocks that I think will continue raising their dividends at a good rate. These dividends fund the 72t withdrawals that I live on. My largest holdings are currently PG, KO, ADP, JNJ, SYY.
Quote:
Originally Posted by Zathras View Post
In addition to a number mentioned about, GE, PG and SYY are a few of my other major holdings.
Eventually I plan to live solely on the dividend payouts and let the principal grow year over year.
Do rely almost completely on dividends though you need to be well diversified so when the occasional drop in dividends comes you can absorb the hit and keep moving
Glad to see that I'm not alone! I intend to keep this thread pretty activity since it will form the core of my retirement income twenty years from now.

Due to some conflicts, I don't invest in consumer dividend stocks directly but handle those through an ETF. Jimnjana, I love the MLPs but can't do too many of those since I'm big on diversification and they tend to be oil and gas. I do own KMP, though.

I'm targeting 30 stocks in the dividend portfolio and keep them roughly in the same percentages as the dividend contribution within the S&P. I'm not exactly worried that people are going to stop buying toothpaste, but I have enough of my portfolio in equities that I don't want to overload any particular sector.

ADP is a favorite and is exactly the type of stock I'm looking for: It already has a nice dividend but it continues to grow that dividend at an above average rate. I have a few "lower yield but faster growers," such as CHRW and OMI. I've also got a few "higher yield but slower growers," such as LEG and CVX. Overall, I think it will average out well.

Mike
__________________
mef623 is offline   Reply With Quote
Old 11-17-2009, 09:31 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 6,910
Pssst Wellesley - - I periodically check their top ten stock holdings to keep my shopping list up to date.

Also recently since Vanguard came out with a mutual fund tracking Mergent's Dividend Achievers(in ancient times bought the annual book) have been checking their stock holdings. Aka Vanguard Dividend Appreciation Index, inception 2006.

Also have been known to lurk at Morningstar Income & Dividend Investing.

Alas with some success over time in the market(16 yrs of ER) my Target Retirement is the lead sled dog carrying the load. I have neglected cleaning up the dog poo in the yard - leftover odd DRIP shares, spinoffs, dividend cut stocks I haven't sold to avoid taxes and just plain bought some and never followed up.

Like cleaning out the basement - I need to shape up that part of portfolio - soon - er - one of these days.

heh heh heh - Effectively helped ER in the early days and allowed my IRA to compound longer. Sin of sins, my dividend stocks are in the taxable portion of the portfolio. But I am lefthanded INTJ. .
__________________
unclemick is offline   Reply With Quote
Old 11-17-2009, 09:38 AM   #11
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,164
Did any of you dividend investors have much in financial stocks? They had tended to pay very good dividends but took a real bath in the recent downturn ?

Who would have known that all of those household name stocks would turn sour.
__________________
MasterBlaster is offline   Reply With Quote
Old 11-17-2009, 09:45 AM   #12
Moderator Emeritus
FIREd's Avatar
 
Join Date: May 2007
Posts: 9,724
I only own mutual funds but my equity portfolio is still heavily tilted towards dividend-paying stocks. I indirectly own many of the stocks mentioned above. My goal is to create a diversified dividend income stream, live solely on these dividends and allow the principal to continue compounding. My portfolio currently yields about 3.5%.
__________________
FIREd is online now   Reply With Quote
Old 11-17-2009, 10:04 AM   #13
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,474
I am a big fan of dividends, and always will be. I would keep in mind that a lot of international stocks have healthy dividends too, so don't rule those out......
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Old 11-17-2009, 10:41 AM   #14
Thinks s/he gets paid by the post
 
Join Date: Jun 2006
Posts: 1,502
Quote:
Originally Posted by MasterBlaster View Post
Did any of you dividend investors have much in financial stocks? They had tended to pay very good dividends but took a real bath in the recent downturn ?

Who would have known that all of those household name stocks would turn sour.
Yes, I had some.
Some of the ones I had got wiped out, some I sold when the writting was on the wall but before they canceled their dividends or really went south.
However, overall I ended up flat in my income flow as other dividends continued to grow. And due to continueing to buy, my income stream is 40% higher than it was last March.

Diversification is again key. If I were all in on financial stocks I would have taken a mighty beating. Luckily financials were not that big a peice of the pie.
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
Zathras is offline   Reply With Quote
Old 11-17-2009, 10:48 AM   #15
Moderator Emeritus
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 32,234
Quote:
Originally Posted by MasterBlaster View Post
Did any of you dividend investors have much in financial stocks? They had tended to pay very good dividends but took a real bath in the recent downturn ?
You mean like this? Adios & thanks for ALL!
__________________
Numbers is hard...



REWahoo is offline   Reply With Quote
Old 11-17-2009, 11:01 AM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Dawg52's Avatar
 
Join Date: Feb 2005
Location: Mississippi
Posts: 6,435
Quote:
Originally Posted by FinanceDude View Post
I am a big fan of dividends, and always will be. I would keep in mind that a lot of international stocks have healthy dividends too, so don't rule those out......
Throw us a bone or two.

__________________
Full time wuss............
Dawg52 is offline   Reply With Quote
Which Dividend Funds?
Old 11-17-2009, 11:43 AM   #17
Recycles dryer sheets
 
Join Date: Nov 2008
Posts: 107
Which Dividend Funds?

Which dividend paying funds are in your portfolio?
I have AWF, AFB. These are closed end funds.
__________________
rsingh6675 is offline   Reply With Quote
Old 11-17-2009, 11:56 AM   #18
Full time employment: Posting here.
 
Join Date: Apr 2009
Posts: 731
I'm nearing retirement - 6 - 9 months from now. I had been a very aggressive mutual fund investor. Since the market crash, and since I was nearing retirement, I have started moving money from stock funds into dividend paying stocks. I also have a few short-term maturity bonds that I bought at a good price, that I will keep to maturity.

Most of my dividend paying stocks have appreciated because I bought when the whole market was lower. But I bought them for the cash flow... Right now I'm re-investing the cash in more dividend paying stocks, but when I retire I'll need them for income.

I've got a variety of utility and other stocks that are paying me around 7% on average (not bad in these times). CD rates are so low now that I can't tie up my money that way - not enough return. I have to take some risk.

And I am the not-proud owner of a CIT bond that should have paid off 1 day after they declared bankruptcy... I'm waiting to see what happens. You win some, you lose some. I've won more than I've lost.
__________________
thinker25 is offline   Reply With Quote
Old 11-17-2009, 12:03 PM   #19
Full time employment: Posting here.
 
Join Date: Apr 2009
Posts: 731
Here are some in my portfolio: BPO, EDE, EPR, OLN, RAI, FGP, GE. This should in no way be considered an endorsement or advice to buy them.
__________________
thinker25 is offline   Reply With Quote
Old 11-17-2009, 12:52 PM   #20
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
FinanceDude's Avatar
 
Join Date: Aug 2006
Posts: 12,474
Quote:
Originally Posted by Dawg52 View Post
Throw us a bone or two.

I like ETFs, as most of you know. Two big caveats for foreign dividends are they are usually taxed at marginal rates so they are better in an IRA or other qualified money accounts, and you are of course subject to currency rate risk.

I like DOL and IXP. Again, YMMV, and remember to read carefully my nifty signature below........
__________________

__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)


This Thread is USELESS without pics.........:)
FinanceDude is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Ultimate Dividend Playbook; Dividend Harvest Portfolio FUEGO FIRE and Money 22 08-12-2008 11:16 AM
Vanguard S&P 500 dividend growth FIRE'd@51 FIRE and Money 2 12-26-2006 09:56 AM
Wage growth just_hatched FIRE and Money 9 03-11-2006 10:59 PM
A growth fund........ roger FIRE and Money 2 04-24-2004 03:10 PM

 

 
All times are GMT -6. The time now is 09:10 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2014, vBulletin Solutions, Inc.

Early Retirement News right to your Email!

Stay up-to-date with all the latest news to your inbox!

unsusbcribe at anytime with one click

Close [X]