Are any of these mutual funds worth a damn?

theHundt · 06-20-2008, 11:58 AM

I have an HSA which allows me to transfer money into a jpmorgan investment account. When I get a fair amount above the max deductible for a year I have been moving some of this money into the investment account, but the choices are very limited. So without further ado:

VMVXX
CSGEX
ONUAX
SGQAX
OGIAX
HLEIX
RYPRX
TRIGX

Any suggestions on allocation? I guess it should be noted that with 10k going into my 401k and max roth contributions as well as having big head starts on those accounts, this will probably never amount to much %-wise with only about 2k a year going to it (definitely < 5%). My hope is that it will get to the point that it will eventually cover my health care premiums and any unexpected costs that may come up within reason.

al_bundy · 06-20-2008, 12:09 PM

look at the 10 year performance, compare to their index and fees and make up your mind

rgarling · 06-20-2008, 12:48 PM

do you have to pay the front load on those funds? For the most part they have fairly high expense ratios.

Dawg54 · 06-20-2008, 02:38 PM

If they include stocks, no there not worth a damn.

al_bundy · 06-20-2008, 02:39 PM

stocks for the long run, or is it The Long March in this century?

jIMOh · 06-20-2008, 02:51 PM

I own TRIGX (T Rowe International Growth and Income) and consider it to be my core international holding. I do not recognize any of the other tickers.

RonBoyd · 06-21-2008, 08:32 AM

So why don't you ask (in addition to your Broker):

MAXfunds.com | A better way of looking at mutual funds.
Morningstar
Mutual Fund/ETF Expense Analyzer

or, better yet, look at their Annual Reports or other SEC required documents..

06-20-2008, 11:58 AM	#1
theHundt Dryer sheet aficionado Join Date: Jan 2008 Posts: 34	Are any of these mutual funds worth a damn? I have an HSA which allows me to transfer money into a jpmorgan investment account. When I get a fair amount above the max deductible for a year I have been moving some of this money into the investment account, but the choices are very limited. So without further ado: VMVXX CSGEX ONUAX SGQAX OGIAX HLEIX RYPRX TRIGX Any suggestions on allocation? I guess it should be noted that with 10k going into my 401k and max roth contributions as well as having big head starts on those accounts, this will probably never amount to much %-wise with only about 2k a year going to it (definitely < 5%). My hope is that it will get to the point that it will eventually cover my health care premiums and any unexpected costs that may come up within reason.

06-20-2008, 02:38 PM	#4
Dawg54 Thinks s/he gets paid by the post Join Date: Feb 2005 Location: Mississippi Posts: 3,228	If they include stocks, no there not worth a damn. __________________ The born loser.

06-20-2008, 02:51 PM	#6
jIMOh Thinks s/he gets paid by the post Join Date: Apr 2007 Location: Milford, OH Posts: 1,215	I own TRIGX (T Rowe International Growth and Income) and consider it to be my core international holding. I do not recognize any of the other tickers. __________________ Light travels faster than sound. That is why some people appear bright until you hear them speak. One person's stupidity is another person's job security.

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06-20-2008, 12:09 PM	#2
al_bundy Thinks s/he gets paid by the post Join Date: Jun 2005 Posts: 1,424	look at the 10 year performance, compare to their index and fees and make up your mind

06-20-2008, 12:48 PM	#3
rgarling Dryer sheet aficionado Join Date: Jan 2008 Posts: 49	do you have to pay the front load on those funds? For the most part they have fairly high expense ratios.

06-20-2008, 02:39 PM	#5
al_bundy Thinks s/he gets paid by the post Join Date: Jun 2005 Posts: 1,424	stocks for the long run, or is it The Long March in this century?

06-21-2008, 08:32 AM	#7
RonBoyd Recycles dryer sheets Join Date: Dec 2007 Location: Denver, Colorado Posts: 344	So why don't you ask (in addition to your Broker): MAXfunds.com \| A better way of looking at mutual funds. Morningstar Mutual Fund/ETF Expense Analyzer or, better yet, look at their Annual Reports or other SEC required documents..

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