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Old 10-13-2015, 03:11 PM   #21
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Now that brings back memories. I went through the lottery drawings back in the day. Talk about the luck of the draw, or should I say the bouncing balls! It was pretty close to a real life or death drawing in those days. I can remember watching the drawing on TV with one of my friends (who was also in the same drawing) and I can still remember my number ~45 years later. Talk about one of life's defining moments.
Yes indeed. My number was 256, and they got up to ~200 that year. A friend drew the highest possible number - 356 - but he was a Marine in Da Nang at the time.
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Old 10-14-2015, 04:53 PM   #22
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I think you meant to write 365 for your friend. Unless he was born in 1952 (a leap year), then it would have been 366. But who really cares now.
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Old 10-30-2015, 11:30 AM   #23
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I took some nice beatings following hair brained schemes , all from a financial advisor, top 10 low 5, dogs of the Dow, l.a. Gear, and, it's a long list. Back then they has a sp500 mutual fund I would have dumped everything into it, when the total stock market fund came out it would have gotten everything into that, instead of a reg 401k I would have done ROTH , because I can tell its class warfare, they are going to try to tax the 401k to death because we denied ourselves things to save for our retirement. They want to redistribute my wealth to someone who did not want to say no to themselves.
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Old 10-30-2015, 12:17 PM   #24
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Originally Posted by papadad111 View Post
Same here. Same here !!!

VTI /VXUS / cash or BND ...
Reallocate 2x per year and stop chasing the hot stocks in all but some "fun mad money" small account.
+1

That would be my pick as well. I would add in a bit of VNQ and SCHD.
40% VTI
40% VXUS
10% VNQ
10% SCHD or VIG

And when you get to be 50 plus (or few years before retiring)...start building pile of cash.
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Old 11-01-2015, 02:59 PM   #25
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From my recent investigations, I would have been way ahead with 60% in a small cap value fund and 40% in a long term government bond fund, rebalancing about 2x a year. My current interest is in JKL and TLT etfs.

Does the SCV premium still exist? Will a LTB etf sink the boat (permanent low returns or else loss of capital when rates rise again)? What does your Magic 8-ball say?

Would this combo pay off in the 14 (planning for 30, but you know how it can go) years I have left or not? The market can stay irrational longer than I can remain solvent (or breathing, as the case may be).

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Old 11-01-2015, 03:06 PM   #26
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Originally Posted by Car-Guy View Post
Now that brings back memories. I went through the lottery drawings back in the day. Talk about the luck of the draw, or should I say the bouncing balls! It was pretty close to a real life or death drawing in those days. I can remember watching the drawing on TV with one of my friends (who was also in the same drawing) and I can still remember my number ~45 years later. Talk about one of life's defining moments.
I made my own luck. I was a draft-dodger--I enlisted (got my notice when I was in basic training). I was out before there was a lottery.

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Old 11-01-2015, 03:44 PM   #27
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Walt Ed,

I feel your pain. Graduated college Aug 1968, Called for draft physical late Sept '68, sworn into Navy Nov '68 the same day my draft notice was going out.
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Old 11-01-2015, 04:25 PM   #28
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Walt Ed,

I feel your pain. Graduated college Aug 1968, Called for draft physical late Sept '68, sworn into Navy Nov '68 the same day my draft notice was going out.
I cut it even closer.

Took the draft physical in June of 1969 and in late July I got my draft notice - report for induction on Monday, October 20. Immediately applied for Air Force Officer Training School and graduated from college in August.

Received notice on Friday, October 17 that I had been accepted. I was sworn in that afternoon, 64 hours before I was scheduled to catch the bus to the induction center.*



* My taste of military life was believing the recruiter who swore me in that Friday. "Don't worry about your draft notice, you don't need to contact anyone or do anything. No need to show up on Monday morning, I'll take care of everything." Right.

Monday afternoon a deputy sheriff came looking for me. Took a little persuasion to get him to believe the papers I showed him meant I was already in the military and exempt from being drafted.
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Old 11-02-2015, 12:30 AM   #29
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Walt Ed,

I feel your pain. Graduated college Aug 1968, Called for draft physical late Sept '68, sworn into Navy Nov '68 the same day my draft notice was going out.
No pain, bro. One of my few really good decisions. I grew up in the army and learned a lot.
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