Try a few funds such as a total return fund
World Allocation Top Performers : Mutual Funds Center - Yahoo! Finance
Many have high front loads but stellar long term returns.
You can google for total return funds and find non loaded funds.
has had stellar returns for a long time
The investment seeks to long-term growth of capital. The fund typically invests in the securities of between 20 to 100 companies at any one time. It may invest in companies regardless of the size of their market capitalization, but primarily invests in companies with market capitalizations of at least $100 million. The fund may invest in debt and fixed income securities of any maturity and any grade. It is nondiversified.
Add a good bond fund of your likes with what % you wish.
I prefer hedge funds for safety reasons, they can have as much cash
or short market in bad times. Always have a bad sector even in good
markets times to short. Can have as much bonds or short bonds when they like too. None of my hedge funds have lost money so far this year
as of today. Helps cut risk when they hedge using options at times.
Good and bad in areas of investments so take your time and research
well. Great time to compare who is and has done ok in this recent