delcocarolina
Confused about dryer sheets
- Joined
- Jan 12, 2008
- Messages
- 5
First, I am 36 and plan on working for another 20 to 23 years. What can I do better as far as investments are concerned? Here it is:
401-k ( company matches 50% up to 1st 6%) I am doing 7% right now of around $80,000.
Have around 21k
20%- Nationwide International Index A (International)
20%- Oppenheimer Global A (International)
20%- Neuberger Berman Gensis TR ( Small Cap)
20%- Wells Fargo Advantage Common Stock Z (Mid Cap)
20%- Janus Twenty Fund ( Large Cap)
Rollover IRA
Have around 48k
26%- Cherokee Inc Del (CHKE) 400shares- dividend payout of 8.5%
12%- Teva Pharmaceuticals (TEVA) 125 shares
14%- Walgreens (WAG) 200 shares
8%- Harbor International (Hiinx)
9%- T.Rowe Price Latin America (Prlax)
31%- T.Rowe Price Retirement 2040
Roth IRA
Have around 13k ( will be putting the max each year- this year 5k)
26%- Dodge & Cox International Stock (Dodfx)
29%- Fidelity four-in-one Index (FFNOX)
20%- AIM International Core Equity Inv (IIBCX)
25%- Janus Contrarian (JSVAX)
Wife's Roth IRA
Have around 4k ( will be putting between 3-4k each year)
100%- Marsico International Opportunities (MIOFX)
Wife's 403-B ( no more contributions as she is a stay at home mom)
Have around 13k
25% Fidelity Freedom 2040 (ffffx)
25% Fidelity Value (FDVLX)
25% Fidelity Magellon (FMAGX)
25% Fidelity Canada (FICDX)
Also have around 20k in cash in a money market account at 5.05% and 20k in stocks such as Progress Energy (PGN), Duke Power (DUK).
We owe 423k on a house that appraised this year for 520k with around 22 years left and own 3 rental houses ( 2 houses paid off with 1 that we owe around 83k- they generate around $1600 per month in total rent)
Would you do anything different? No car payments and both cars are 2007's.
Also 1 child thats 2 and have 3k in 529 account and contributes $100 per month for that.
401-k ( company matches 50% up to 1st 6%) I am doing 7% right now of around $80,000.
Have around 21k
20%- Nationwide International Index A (International)
20%- Oppenheimer Global A (International)
20%- Neuberger Berman Gensis TR ( Small Cap)
20%- Wells Fargo Advantage Common Stock Z (Mid Cap)
20%- Janus Twenty Fund ( Large Cap)
Rollover IRA
Have around 48k
26%- Cherokee Inc Del (CHKE) 400shares- dividend payout of 8.5%
12%- Teva Pharmaceuticals (TEVA) 125 shares
14%- Walgreens (WAG) 200 shares
8%- Harbor International (Hiinx)
9%- T.Rowe Price Latin America (Prlax)
31%- T.Rowe Price Retirement 2040
Roth IRA
Have around 13k ( will be putting the max each year- this year 5k)
26%- Dodge & Cox International Stock (Dodfx)
29%- Fidelity four-in-one Index (FFNOX)
20%- AIM International Core Equity Inv (IIBCX)
25%- Janus Contrarian (JSVAX)
Wife's Roth IRA
Have around 4k ( will be putting between 3-4k each year)
100%- Marsico International Opportunities (MIOFX)
Wife's 403-B ( no more contributions as she is a stay at home mom)
Have around 13k
25% Fidelity Freedom 2040 (ffffx)
25% Fidelity Value (FDVLX)
25% Fidelity Magellon (FMAGX)
25% Fidelity Canada (FICDX)
Also have around 20k in cash in a money market account at 5.05% and 20k in stocks such as Progress Energy (PGN), Duke Power (DUK).
We owe 423k on a house that appraised this year for 520k with around 22 years left and own 3 rental houses ( 2 houses paid off with 1 that we owe around 83k- they generate around $1600 per month in total rent)
Would you do anything different? No car payments and both cars are 2007's.
Also 1 child thats 2 and have 3k in 529 account and contributes $100 per month for that.