Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 07-10-2014, 09:08 AM   #201
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
I bought FINPX in June and it looks like one of the total international or real estate investor is coming up at the end of July.

The performance in this account (inherited IRA) isn't fireworks (a little over 5% return year-to-date, mainly because a lot is/was in cash), but the slow, almost robotic, investment approach is easy.
__________________

__________________

steelyman is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-31-2014, 03:29 PM   #202
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
End of month! This time it was FSIVX (Fidelity International Index, Advantage)

In August, it will be real estate (FRESX, which I don't think is an index). 3/4 done with periodic investing, then I will just return to being a reader of this thread
__________________

__________________

steelyman is offline   Reply With Quote
Old 07-31-2014, 05:22 PM   #203
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
There is a Fidelity Spartan REIT Index: FRXIX along with its other share classes.
__________________
LOL! is offline   Reply With Quote
Old 07-31-2014, 05:28 PM   #204
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
Quote:
Originally Posted by LOL! View Post
Today meets the criteria I posted last weekend for the rebalancing moves described, so I submitted my exchange orders a moment ago.
Well, today's 2% drop in US equities saved my June 17th rebalancing move and made it a positive thing. If you recall, I moved a bit from equities to bonds back then, but the stock market went up about 2% almost immediately, so I would have been better off doing nothing. Over the next month or so, equities deteriorated back to where there was really no difference between rebalancing and not rebalancing (I took into account the intervening distributions, too).

But with today's drop, the rebalancing move is now 2% ahead of not rebalancing. Of course, things could recover tomorrow, but I must admit that I am not-so-secretly hoping for more of these 2% down days before I need to rebalance back into equities.
__________________
LOL! is offline   Reply With Quote
Old 07-31-2014, 05:35 PM   #205
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
Quote:
Originally Posted by LOL! View Post
There is a Fidelity Spartan REIT Index: FRXIX along with its other share classes.

Man, oh man. You learn something every day in this saloon.

I'll check it out - thanks!
__________________

steelyman is offline   Reply With Quote
Old 08-01-2014, 04:52 PM   #206
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
Quote:
Originally Posted by LOL! View Post
There is a Fidelity Spartan REIT Index: FRXIX along with its other share classes.

I realized why I didn't know about this: it's not offered in our 403(b). But I am currently trying to fill up an IRA...
__________________

steelyman is offline   Reply With Quote
Old 08-28-2014, 11:59 PM   #207
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
Quote:
Originally Posted by LOL! View Post
There is a Fidelity Spartan REIT Index: FRXIX along with its other share classes.

I invested in FRESX tonight, it should be filled tomorrow. I didn't do FRXIX because I don't want to add another row to my Google sheet; I may flip it over when done. 19/24th through investing program'
__________________

steelyman is offline   Reply With Quote
LOL!'s Market Timing Newsletter
Old 08-29-2014, 08:57 AM   #208
Confused about dryer sheets
 
Join Date: Jul 2014
Location: jersey city
Posts: 4
LOL!'s Market Timing Newsletter

gals/guys..are there any websites which show stockpicks by accuracy?


Sent from my iPhone using Early Retirement Forum
__________________
nm796 is offline   Reply With Quote
Old 08-29-2014, 09:19 AM   #209
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
I think the Hulbert Financial Digest is exactly what you want. Market timing newsletters are ranked all the time by Hulbert, so I suppose that is the same thing as showing stock picks by accuracy.

An update to LOL!'s Market Timing Newsletter:
No changes since back in June although equities are becoming overweighted again. Things just keep going up for no particular reason.
__________________
LOL! is offline   Reply With Quote
Old 09-12-2014, 06:37 PM   #210
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
No new trades to note in this post, but I was prompted by today's REIT thread to analyze two previous trades:

Sell VNQ on 4/10 and Buy VTI on 4/16.

I was always worried that perhaps it would've have been better to leave well enough alone and not sell that VNQ. So with today's 3% drop in VNQ, I went back to look at those trades.

At first, I just plotted a comparison at Morningstar which didn't look too good for those trades. But then I went to the actual prices that the trades were executed at which turned out to be quite a bit different than the closing prices used by the M* charts. For instance, I sold VNQ at 71.84, but it closed at 70.90 on April 10.

So the bottom line is that the VTI position has returned 8.0% since purchase including a dividend while if I had held the VNQ shares, they would have returned about 3.8% including the dividend.

Thus, I can stop worrying about those trades until another big movement in VNQ or VTI.

As for the recent market action, things are starting to look interesting. I really want to make some buys here, but have held off. As always, I will post when I submit the order.

Good luck everyone!
__________________
LOL! is offline   Reply With Quote
Old 09-25-2014, 01:25 PM   #211
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
Time for a small bit of tax-loss harvesting. A moment ago I sold all the shares of VEA (developed foreign large-cap) purchased on 3/26.

I intend to purchase something with the money later today. I can either buy VWO (emerging markets large-cap) or total international (FSGDX or VXUS) or VEU (large-cap foreign) or any combination thereof. Since VWO is down 2.5% today, I am leaning towards VWO for most of the money.

If you like to trade vicariously, I have a big pot of money to spend today, so I welcome suggestions that I see in time to act.
__________________
LOL! is offline   Reply With Quote
Old 09-25-2014, 02:32 PM   #212
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
I have submitted limit orders to purchase some VWO and VEU a few cents below current bid/ask. Volume is enough for both that I may change to market orders if it looks like prices will not drop in the last 30 minutes of trading today.

I'll update this post when these orders get executed.

OK, the little pop in prices a moment ago caused me to panic and switch to market orders that were executed.
__________________
LOL! is offline   Reply With Quote
Old 09-25-2014, 03:10 PM   #213
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 16,541
I am traveling, and will not have the chance to watch the market tomorrow. I just set an order to buy EDC, a triple-leveraged EM ETF at $26.50. It just closed today at $28.24.

It's just a bit of play money, and not even 1% of portfolio value.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leo Tolstoy
NW-Bound is offline   Reply With Quote
LOL!'s Market Timing Newsletter
Old 09-25-2014, 04:48 PM   #214
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
LOL!'s Market Timing Newsletter

I don't mind drops like there have been recently because I don't sell anything except for required inherited IRA distributions. I realize some people do, though.

I am nearing the end of an investment program and will stay with my boring end-of-month buys to get rid of cash regardless of what the market does on that day.
__________________

steelyman is offline   Reply With Quote
Old 09-29-2014, 04:03 PM   #215
Thinks s/he gets paid by the post
steelyman's Avatar
 
Join Date: Feb 2011
Location: Triangle
Posts: 3,217
I placed orders for equal dollar amounts of FSEVX (extended market) and FSEMX (emerging markets) to be filled tomorrow.

Down to only 4 more remaining
__________________

steelyman is offline   Reply With Quote
Old 09-30-2014, 02:14 PM   #216
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
My international equities are now about 1% of total portfolio value below where they need to be. However, I just don't have the guts to buy more international equities at the moment. I am looking for a "wash out" or big one day drop in order to make a trade. I feel such a day would signal a change in momentum.

That recent TLH I did was just international to international, so it really didn't change my asset allocation. But I may have to TLH those shares of VWO before too long. I guess in 30 days or so, I could just go back to VEA.

Some dividends from ETFs appeared in my accounts today. Nothing big, but I will probably devote to small-cap emerging such as EWX and DGS.

@steelyman, I like those choices of FSEVX and FSEMX. It looks like FSEVX will be down about 0.9% by the end of the day.
__________________
LOL! is offline   Reply With Quote
Old 09-30-2014, 06:04 PM   #217
Thinks s/he gets paid by the post
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 2,920
Quote:
Originally Posted by LOL! View Post
I have submitted limit orders to purchase some VWO and VEU a few cents below current bid/ask. Volume is enough for both that I may change to market orders if it looks like prices will not drop in the last 30 minutes of trading today.

I'll update this post when these orders get executed.

OK, the little pop in prices a moment ago caused me to panic and switch to market orders that were executed.
I like this post (and this thread) because, for whatever reason, I don't have any local buddies that I can chat with about trading. So getting an idea about what goes through your head when you're deciding what to do is instructional. Actually, this post sounds a lot like my thinking, so if you're thinking right, so am I, hehe!
__________________
sengsational is offline   Reply With Quote
LOL!'s Market Timing Newsletter
Old 10-01-2014, 12:28 PM   #218
Full time employment: Posting here.
 
Join Date: Jun 2014
Posts: 908
LOL!'s Market Timing Newsletter

I own both, taking a big hit lately as the dollar is getting stronger. I expect the US to continue progress, further strengthening, pushing diwn vwo and veu. For me that fine, just more DCA as it drops, maybe you feel differently though.


Sent from my iPhone using Early Retirement Forum
__________________
dallas27 is offline   Reply With Quote
Old 10-01-2014, 01:24 PM   #219
Recycles dryer sheets
 
Join Date: May 2013
Location: Toronto
Posts: 157
I tried to sell my international (ZEA, Canadian ETF) this morning. Bid/ask was 15.04/15.06 so I put my order at 15.06. Now it's down to 14.90/14.93 and I'm torn between panic-selling it and just deciding to hold it after all.
__________________
Spudd is offline   Reply With Quote
Old 10-01-2014, 06:06 PM   #220
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 7,761
Quote:
Originally Posted by dallas27 View Post
I own both, taking a big hit lately as the dollar is getting stronger. I expect the US to continue progress, further strengthening, pushing diwn vwo and veu. For me that fine, just more DCA as it drops, maybe you feel differently though.
I feel about the same way. VWO has problems now with the Hong Kong / China thing. Since it is a holiday over there now, there is no visibility for a few days.

VEA will continue to be hurt by Ukraine and other things like that.

And folks who are flying out of Liberia and other ebola hotspots to try to save themselves will add some spice, too.

It's always something.

At this point though, I am not in the accumulation phase since I am not working. I'm mostly interested in just picking decent times to tax-loss harvest and to rebalance.
__________________

__________________
LOL! is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Market Timing Strategy Earl E Retyre FIRE and Money 141 10-28-2011 03:09 PM
Money Market funds in potential danger. clifp FIRE and Money 22 07-06-2011 07:10 AM
When it comes to photos, timing makes the shot REWahoo Other topics 0 07-01-2011 02:19 PM

 

 
All times are GMT -6. The time now is 04:29 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.