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Old 04-27-2019, 02:28 PM   #1901
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I have to own up that the last trade is now looking even worse. DGS is down about 1.1% from my purchase and MTUM is up 1.1%, so overall worse by about 2.2% over doing nothing.

Did I learn anything? I guess I really don't know how to market time.
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Old 05-31-2019, 08:32 AM   #1902
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I'm back from an extended time spent sleeping in a tent in the middle of nowhere while getting snowed on. I see I missed a little bit of a drop in the stock market, but not enough to give me any concern. It's a small consolation that MTUM is selling a little below where I last sold it because DGS is selling well below where I last bought it. The portfolio is ahead of one benchmark and behind the others, so it's hanging in there, but there is no way it could be characterized as "outperforming", so that's a disappointment.

I had to raise some spending money, so today I did a triple trade that really doesn't affect my portfolio's asset allocation at all:

1. Sell FLRN (floating rate) in tax-deferred. So far in 2019, FLRN has done better than cash, but worse than a total US bond fund.
2. Buy SPTM (total US Stock Market) in tax-deferred.
3. Sell VTI (total US Stock Market) in taxable to create the cash I need.

Net affect is that it looks like I sold FLRN in tax-deferred without paying any taxes. 698.
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Old 06-08-2019, 10:49 AM   #1903
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An update: It is a week like the past one that shows that one just doesn't want to sell equities "low" in taxable to raise cash without doing something elsewhere to maintain asset allocation. The SPTM (total US stock market) bought last week is up more than 4.4% since. I would missed out on that gain if I had only sold VTI in taxable and not "replaced it" in tax-advantage. 487

The double-trade of 5/31 shows to avoid emotional decisions and not worry about the price or recent movement of anything.
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Old 07-05-2019, 09:46 AM   #1904
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Normally, intermediate-term bond funds don't drop more than a couple of tenths of a percent in a single day, so today's 0.6% drop earlier marked a buying opportunity. I shifted some money from a short-term bond index ETF to a total bond market index ETF earlier this morning. 246

Otherwise, the portfolio has been on auto pilot and is close enough to 60/40 partly because equity funds paid their quarterly dividends back in June which knocked back the allocation to equities slightly. As for performance, the portfolio is ahead of some benchmark funds and behind some others. It is certainly not outperforming anything in any significant way.
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Old 07-09-2019, 11:31 AM   #1905
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I decided to sell a big chunk of MTUM a moment ago. What should I do with the cash? I'm thinking more bonds, but I could do a quick day trade at your suggestion of an ETF. Thanks! 680

Update: Here in the last 5 minutes, sold more MTUM since it was up even more and bought SPTM (total US stock market) since it was flat for the day. I didn't want to have a lower allocation to US stocks just yet. So selling MTUM early cost me a couple hundred dollars because of the pop here in the last 30 minutes, so that's not good.
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Old 07-09-2019, 02:02 PM   #1906
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What do the three-digit numbers in your posts mean? 680, 246, 487 et al
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Old 07-10-2019, 08:49 AM   #1907
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The numbers indicate how many thousands of dollars I expect to lose for the transactions I publish. With markets up this morning yesterday's transactions are a total bust.
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Old 07-11-2019, 09:41 AM   #1908
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With some of the cash still left from selling MTUM (it is still going up since I sold it! ) I bought some US small-cap index and quite a bit of US total bond index. 975 So once again, back to zero cash.
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