G.O.T., I've looked over your posts and I have a question.
Why are you posting here?
You haven't made an introductory post, none of your posts seem to be about the subject of investing for ER (let alone about ER itself), and your subject matter seems to be more appropriate to SeekingAlpha or Yahoo! Finance or FundAlarm.com or one of the M* "Hands On" boards.
I'm curious and seeking enlightenment.
The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.