Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 01-27-2017, 03:51 PM   #21
Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: North
Posts: 2,519
Stick to an AA. And try to avoid the impulse of hitting the grand slam... that grand slam won't win the ballgame, good coaching, smart players and discipline will however!

If you are just as uneasy about dropping it all back in at once, DCA into a comfortable AA. I've made the same mistake you made, and learned from it.

My return was 9% last year and most people around me at work seem to think that was good. That was simply looking at prior years AA, then making sure at the end of the year my AA was the same number.

Buy and hold man, never sell!

AA (Stock/Bond/Cash ): 97.5/0/2.5% MIX (Small/Mid/Large): 25/25/50% BLEND(US/Foreign): 100/0%, REIT (Real Estate Equity): ~50% of Assets

FIRE in 2031 @ 50yrs old (+/- 2yrs) w/ a hypothetical $2.5mil portfolio, 3 appreciated homes worth $1.0mil and rental income to fund my gap years until RMD. Assets will go to an inherited IRA where I plan on watching the investments grow until I die or the trust gets executed.
kgtest is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-27-2017, 08:08 PM   #22
Thinks s/he gets paid by the post
Join Date: Aug 2006
Posts: 1,486
Like the OP, I've been selling stocks gradually since the election. Unlike the OP, I'm still pretty confident that that will end up being the right decision.

Valuations are very high, corporate earnings are pretty stagnant, and we have potentially disastrous policies being considered in Washington.

I'm not big on market timing, but if the underlying valuations of stocks don't make sense to me, I'm not going to hold them just because people say you are supposed to. I avoided a lot of pain during the tech meltdown because I sold a lot of stocks when their valuations got beyond anything that made rational sense to me. I went into the Great Recession fully invested and bought all the way through, so I'm not Nostradamus, but I also am not one to panic just because something I bought goes down.

I'm down to about 75% stocks from about 90% before the election, so it's not like I will be unhappy if the market goes up and those sales end up looking foolish.

Hamlet is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Edit button requires two clicks? ERD50 Forum Admin 4 10-03-2016 02:43 PM
Decisions decisions....... Dawg52 Health and Early Retirement 69 07-21-2011 04:04 PM
New Doc, decisions, decisions. ls99 Other topics 17 02-19-2011 08:01 AM
59 Year Old: Decisions,Decisions Archman Hi, I am... 32 02-06-2011 09:39 PM
Decisions decisions - $can I leave work$ ?? mippy56 Hi, I am... 9 11-17-2008 09:16 PM

» Quick Links

All times are GMT -6. The time now is 07:28 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.