Portfolio suggestions

[livingalmostlarge]

I can't sell the stocks my DH is attached to them. UGGGH. Pick my battles.

Second I'm not doing trailing stop loss. I'm okay losing 10% in fact in some stocks we lost more than 6 figures a few years ago in oil. Yes I had baby brain and let my DH lose A LOT of money. I'd rather not look at the statements because at that time we had a lot on our plate. It's water under the bridge.

I'm trying to ease him into not looking at any investments and get him off of beating the markets. We've been together 17 years and this stems from when we met and his mother telling him she's always done better.

Anyway it's moot and i've managed to wrestle control away and now I'm doing this slowly to not upset the boat.

Right now I"m thinking

BIIB tax
IJH tax 5%
VBR tax 5%
VEA tax 20%
VTI tax 20%
VINIX 401k 20%
VBTIX 401k 10%
VGSNX 401k 10%
VEMAX 401k 10%
Goog DH IRA
googl DH IRA
INTC DH IRA
PYPL DH IRA
UNP DH IRA
VYM DH IRA 10%
VXUS DH IRA 20%
DIS LAL IRA
IJH LAL IRA 5%
VBR LAL IRA 5 %
VWO LAL IRA 10%

Trying to keep this balanced. Then slowly ease out of things as he gets used to the idea. Right now i sent money to the accounts and he hasn't a clue. He's been super busy working and we are renovating the house so he's got a lot of other things to worry about.

[OldShooter]

Quote:

Originally Posted by gayl Can we agree to disagree

Sure.

[ERD50]

Quote:

Originally Posted by redduck Target Date Funds are rarely mentioned as an option to streamline a portfolio. Reasons for that are...?

I think they are a good option. I think I've seen expense ratios lower than what you could do with 2-3 funds to replicate them. I think the ERs are low, because someone investing in a retirement fund just keeps the money there.

But in a taxable account, they could throw off gains with internal rebalancing, and you may decide to change AA, so they aren't quite as flexible. But still an option well worth consideration.

And maybe rarely mentioned as they are a subset of a subset?

-ERD50