Reduced Stock holdings to 25% today from 50%

[NW-Bound]

Quote:

Originally Posted by Animorph I'm using a +/-15% trigger. Doesn't always give me enough to do, so I might try 10% sometime.

As you are already 100% in stock, you must have meant rebalancing between sectors, or domestic/international. Right?

[Running_Man]

https://www.youtube.com/watch?v=VosZzVlqxTg

Being able to think on your own is a valuable skill. This clip explains perfectly why I like to watch CNBC, I was thinking about this as Larry Swedroe wrote in his blog today to avoid CNBC as there is nothing of value there since all that information is already known.

[Animorph]

Quote:

Originally Posted by NW-Bound As you are already 100% in stock, you must have meant rebalancing between sectors, or domestic/international. Right?

Yes, I slice and dice, each slice with a target percentage.

[Running_Man]

Temporarily at 23% stocks as today I sold WR Westar Energy in my aftertax account for 37.44. Will most likely be switching these funds in VVC in the coming weeks to get back to 25%

[hotwired]

What do you use for a stable value fund, if you don't mind me asking?

[dirt_dobber]

Quote:

Originally Posted by Running_Man https://www.youtube.com/watch?v=VosZzVlqxTg Being able to think on your own is a valuable skill. This clip explains perfectly why I like to watch CNBC, I was thinking about this as Larry Swedroe wrote in his blog today to avoid CNBC as there is nothing of value there since all that information is already known.

hilarious

[Running_Man]

Quote:

Originally Posted by hotwired What do you use for a stable value fund, if you don't mind me asking?

For my non long term bond portion I use a combination of a 5 year treasury ladder, but for the sales I did from 50% that money is sitting in the Vanguard ST treasury fund.

[Running_Man]

To recap and update: back in September 2014 I went from 50% in stocks to 25% in stocks, briefly for a period I went back to 50% stocks but sold again for a net loss on that excursion of about 1%. Today my stock allocation is 21% but this is more from selling individual stocks I thought were too highly valued and not being able to find an adequate replacement. While the stock market has managed over the past year and a half to stay in this tight range it continues to not act well in my opinion, and I am not seeing very good values. Utility stocks, one of the best performing sectors over that time in the S&P500 appear to be fully valued and the small stocks such as Russell 2000 have rolled over and dropped 13 percent since Sept 2014. Stocks are acting like they are ready to drop off the shelf they have been trading at for the past year and a half. The oil drop continues to indicate continued deflationary pressures and I expect the FED increase in rates will have difficulty in holding but I remain open to other evidence. Keeping my funds available for upcoming discounts as of now,

[dallas27]

Quote:

Originally Posted by Running_Man To recap and update: back in September 2014 I went from 50% in stocks to 25% in stocks, briefly for a period I went back to 50% stocks but sold again for a net loss on that excursion of about 1%. Today my stock allocation is 21% but this is more from selling individual stocks I thought were too highly valued and not being able to find an adequate replacement. While the stock market has managed over the past year and a half to stay in this tight range it continues to not act well in my opinion, and I am not seeing very good values. Utility stocks, one of the best performing sectors over that time in the S&P500 appear to be fully valued and the small stocks such as Russell 2000 have rolled over and dropped 13 percent since Sept 2014. Stocks are acting like they are ready to drop off the shelf they have been trading at for the past year and a half. The oil drop continues to indicate continued deflationary pressures and I expect the FED increase in rates will have difficulty in holding but I remain open to other evidence. Keeping my funds available for upcoming discounts as of now,

My opinion, low oil, if it stabilizes, will have a longer term INFLATIONARY effect as people will spend less on it. Also, the fed should have zero trouble whatsoever keeping rates at .5% until they wish to change.


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[NYEXPAT]

I increased stocks from 10% (since just before Christmas) to about 20% at the close on Wednesday.I am watching closely today (to go to 40%) as we should get a "trade able" rally here before we push lower.

[Fedup]

I move very slowly, I'm not in a hurry. I'm in a lot of cash but don't feel the need to buy unless it's a huge down day.


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[foxfirev5]

38% equities and holding fast. 10 years of living expenses in cash. I wonder how the 70% +equity people feel now. COLA'd pension'ed need not apply. I envy you.

[Mo Money]

At ~75% equities, I am fine, thank you. As long as one has enough cash and bonds to ride out 5-7 years, a higher equity %'age is not so scary, IMHO.

[Corporateburnout]

Another 2% drop in the S&P and I will rebalance to get back to 50% equities.

[ERD50]

Quote:

Originally Posted by foxfirev5 .... I wonder how the 70% +equity people feel now. ....

Can't speak for anyone else, but I'm just fine. Why wouldn't I be? Again, sure the market has dropped, and may drop more - but it is dropping from heights that a lower AA never achieved..Shouldn't those who are lagging behind be the concerned ones?


So if the market drops in half, and then half again - we can talk

PS: No COLA pension either.

-ERD50

[hesperus]

Quote:

Originally Posted by Mo Money At ~75% equities, I am fine, thank you. As long as one has enough cash and bonds to ride out 5-7 years, a higher equity %'age is not so scary, IMHO.

+1

Exactly

[tulak]

Quote:

Originally Posted by foxfirev5 38% equities and holding fast. 10 years of living expenses in cash. I wonder how the 70% +equity people feel now. COLA'd pension'ed need not apply. I envy you.

I'm at ~82% and bought more today. At this rate I'll hit 85% and if I'm lucky and the market drops 20%+, I'll hit 90%+.

But it does help that I'm still accumulating.

[Mulligan]

Quote:

Originally Posted by kiki I'm at ~82% and bought more today. At this rate I'll hit 85% and if I'm lucky and the market drops 20%+, I'll hit 90%+. But it does help that I'm still accumulating.

Outside of a CD that will mature soon, I am 100% all in. Fellow forum member PM'd me my favorite illiquid stock had a dump today so next thing you know Im stealing $5,000 from my gambling account to get me 200 more shares. Glad that account is over filled from past years of winnings.


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[jazz4cash]

Quote:

Originally Posted by Mo Money At ~75% equities, I am fine, thank you. As long as one has enough cash and bonds to ride out 5-7 years, a higher equity %'age is not so scary, IMHO.

+1
I am at ~70% equities. My equity allocation has only dropped about 3% with the recent volatility so I feel no need to re-balance anytime soon. Overall I am down about 8%. This is a good test for me as I just retired in August 2015. My non-equity holdings are mostly CDs. I really need to dig into the numbers to fully understand the relationship between the change in my AA and and overall performance.

[capjak]

Quote:

Originally Posted by Mulligan Outside of a CD that will mature soon, I am 100% all in. Fellow forum member PM'd me my favorite illiquid stock had a dump today so next thing you know Im stealing $5,000 from my gambling account to get me 200 more shares. Glad that account is over filled from past years of winnings. Sent from my iPad using Tapatalk

I saw some AILLL and was wondering who got that.....I have been lurking for more AILLL