We are moving our funds from an independent investor to Vanguard to take control of our retirement.
Suggestions on how to divide and earn-
We have $70 in a joint account.
54% Dividend stocks such as Walgreens, J&J & Paychex
35% he left in cash for too long This I want to invest in VTSAX-growth dividends.
Two IRA's similar-
$77K - 33% in cash balance in Lockheed, WM, Gen Mills etc
33% cash to VDIGX growth stocks
$47K -35% cash
Same stocks as above
Cash to VDGIX or VTSAX
$10K additional cash sending to Vanguard- same question. Personal Capital suggests we have too much cash sitting and not enough international. My husband will have a nice sized pension if Illinois doesn't screw it up.
I have a 401K w $350K.
Account Balance by Investment
5.77% AmerFunds EuroPacific Gr Fund
4.00% American Beacon Sm Cap Val Fd
4.03% Eagle Small Cap Growth Fund
8.04% MFS Growth Fund
1.00% Neuberger Berman Mid Cap Gr Fd
1.01% Ridgeworth Mid Cap Val Eq Fd
17.21% Sel MetWest Total Rtrn Bnd Fd
17.94% Vanguard 500 Index Fund
6.02% Vanguard Extended Mrkt Indx Fd
17.24% Vanguard Totl Bnd Mrkt Indx d
4.77% Vanguard Tot Intl Stck Indx Fd
6.97% TRP Insti Lg Cap Val Fd
Suggestions so appreciated on my plans.