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Old 08-08-2009, 04:22 PM   #21
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VGSIX is up 29% since June 30. Maybe you're back in the black now, WhoDaresWins?
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Old 08-08-2009, 04:39 PM   #22
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I've had VGSIX since 2004. M* shows a 5 year total return of 2.17%, and a 10 year total return of 6.69%. No data for 15 year.
Still holding it in a Roth account for the next 8.5 years with no plans to mess with it.
Nice to see some improvement lately
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Old 08-10-2009, 11:33 PM   #23
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Are VGSIX and VNQ basically the same thing? Just the VNQ is an ETF?
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Old 08-11-2009, 05:17 AM   #24
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I am now in the black with VGSIX. I am holding it for the long-term and I feel it will see improvement over the coming years. It has actually held up better than many other funds that I hold.
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Old 08-11-2009, 12:51 PM   #25
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Are VGSIX and VNQ basically the same thing? Just the VNQ is an ETF?
Yes they are different share classes of the same fund with the same underlying holdings. And they have slightly different expense ratios.
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Old 08-14-2009, 12:45 PM   #26
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Thanks fuego. Yeah it seems like the VNQ is better-suited for me. It has a lower expense ratio, lower buy-in costs (with Scottrade), and it's more liquid. Anything wrong with my thinking?
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Old 08-14-2009, 12:53 PM   #27
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Thanks fuego. Yeah it seems like the VNQ is better-suited for me. It has a lower expense ratio, lower buy-in costs (with Scottrade), and it's more liquid. Anything wrong with my thinking?
ETF's work better if you are making fewer, larger purchases. For example, paying $10 in commissions = 1% on a $1000 purchase, but only 0.1% on a $10,000 purchase. If you are buying once a month for under $1000, the mutual fund version of the REIT index may be cheaper/better overall. Or save up some and invest quarterly or annually to save on commissions.
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Old 08-14-2009, 01:01 PM   #28
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Thanks fuego. Yeah it seems like the VNQ is better-suited for me. It has a lower expense ratio, lower buy-in costs (with Scottrade), and it's more liquid. Anything wrong with my thinking?
ETFs may be better if you are buying with one lump sum. Those who are going to be dollar cost averaging in and buying on a regular and recurring basis are probably better off with a traditional open-end mutual fund.
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Old 08-14-2009, 04:56 PM   #29
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Right now, anyone invested in REITs needs some Dramamine because of the violent rollercoaster ride they've been on. Ye gods, have these things been volatile...
It's all relative. I own VGSIX, but I also own VGENX (Energy) & a bigger chunk of VEMAX (Emer Mkts) --- take a look it at them and you'll consider VGSIX relatively tame. But VGENX & VEMAX/VEIEX are both up overall far more than any typical US, Intl or Global equity funds despite their volatility, and I sleep perfectly at night through it all. YMMV...
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Old 09-22-2009, 04:26 PM   #30
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I'm in the black on VGSIX... only because I bought it last week.

Bailed on it 2 years ago.
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