Originally Posted by Rascal
I am in this one, too. It seems to be fairly low risk and returns are way better than money market for us risk-adverse investors.
We use it for our 3 year out cash buffer so that we can hopefully avoid selling equities when the markets are really low. We take the (tax-free) dividends in cash each month which is part of our spending plan. I'm staying in it as even though our income is quite low right now, it will go back up to the point that taxes will have an impact when I start taking my pension in 3 years, so no point in moving it for just a couple of years. YMMV.