Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 08-20-2015, 11:40 AM   #41
Moderator
rodi's Avatar
 
Join Date: Apr 2012
Location: San Diego
Posts: 8,817
Quote:
Originally Posted by audreyh1 View Post
Most US issued chip and PIN cards will never work with PIN in a restaurant or any attended site. They always revert to signature.

In Paris, I've read that US cards are accepted to buy metro tickets at the airport kiosks, but nowhere else in Paris.

I had no problem using Chip and PIN at Vienna Metro kiosks. Others have succeeded with Amsterdam metro kiosks. Deutsch Bahn, on the other hand did not accept my card at the Munich train station, and it was probably that they don't accept foreign issued cards there. This is a common problem and really depends on location and company.
We used the chip/pin card at Gare du Nord upon arrival in Paris. It worked.

Our apartment was near the Jussseu station in Paris - we defiitely purchased 10 packs of metro tickets as well as r/t tickets to Versailles at that station... not at the airport.

I think the key is chip and pin, vs signature.

And I totally agree - if there is an attendant (such as at a restaurant or grocery store) it will default to signature. The only places it asked for pins have been non-attended machines like buying transpo tickets at a machine or buying tickets from the machine at the Berlin Dome.
__________________

__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 7%, rental income 18%
rodi is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-20-2015, 12:35 PM   #42
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,423
There are several factors to consider. How your card was coded. As noted, in most cases, US cards use signature when possible.

Some kiosks won't allow any foreign cards.

And other kiosks will let you use non chip and PIN below a certain amount. Pretty sure I was able to buy Mobilis day tickets on the metro at kiosks with my chip and signature repeatedly.

Where the Barclay's Arrival Plus card worked for me was at an unattended gas station in Avignon, France. The bill was over 50 so offline chip and PIN really had to work and it did.
__________________

__________________
explanade is offline   Reply With Quote
Old 08-20-2015, 03:39 PM   #43
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,515
Quote:
Originally Posted by rodi View Post
We used the chip/pin card at Gare du Nord upon arrival in Paris. It worked.

Our apartment was near the Jussseu station in Paris - we defiitely purchased 10 packs of metro tickets as well as r/t tickets to Versailles at that station... not at the airport.

I think the key is chip and pin, vs signature.

And I totally agree - if there is an attendant (such as at a restaurant or grocery store) it will default to signature. The only places it asked for pins have been non-attended machines like buying transpo tickets at a machine or buying tickets from the machine at the Berlin Dome.
That was just something I read. Maybe the metro kiosks at the airport take non-chip US/foreign cards and that was the difference compared to the rest of the metro kiosks. We just bought a karnet at CDG airport at the tourist info desk.

I'm not sure which metro kiosk Sengsational tried using their chip and PIN without success - I thought it was Paris.
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 08-20-2015, 04:30 PM   #44
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,531
Quote:
Originally Posted by flyingaway View Post
The side trips are listed in dollars in Cancun. If you want to pay in pesos, they just exchange the dollar amounts back to pesos. I did not check the exchange rates exactly. However, at restaurants when the prices are listed in pesos, they charge in pesos.
I saw that. Pretty strange that so much is in dollars. Though it works well to pay in pesos when they quote in dollars because many places had an exchange rate 10-25% below spot prices (12-14.5 pesos per USD when spot was 16:1).

We even had one taxi driver that couldn't make change in pesos so he gave me a US dollar when he owed me just 10 pesos. He had a thick stack of brand new crisp $1's in his wallet, most likely straight from a bank or ATM that in turn received them from the Federal Reserve.
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (5, 11, and 12).
FUEGO is offline   Reply With Quote
Old 08-21-2015, 10:29 AM   #45
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
kcowan's Avatar
 
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 5,735
Send a message via Skype™ to kcowan
Lots of Americans and Canadians carry a wad of US $10s for tips. Since 10 peso notes are getting rare, it is easier than carrying a stash of coins.

The taxi driver probably cannot exchange them without paying a big FX fee.
__________________
For the fun of it...Keith
kcowan is offline   Reply With Quote
Old 08-21-2015, 11:38 AM   #46
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,531
Quote:
Originally Posted by kcowan View Post
Lots of Americans and Canadians carry a wad of US $10s for tips. Since 10 peso notes are getting rare, it is easier than carrying a stash of coins.

The taxi driver probably cannot exchange them without paying a big FX fee.
I hope you meant US $1's

I know Cancun and other Mexican resort areas are ridiculously pricey compared to the inland areas, but jeesh!

I can't recall seeing a $10 peso note during my whole 7 week stay. I forgot they existed until I looked up Mexican currency online (though recall using them 15 years ago when $10 MXN peso = $1 USD, so the $10 peso note was basically a buck).
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (5, 11, and 12).
FUEGO is offline   Reply With Quote
Old 08-25-2015, 10:45 AM   #47
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
kcowan's Avatar
 
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 5,735
Send a message via Skype™ to kcowan
Yes the 10 pesos coin has replaced it, although if a paper shows up, it is still legal.
(and yes, I meant USD 1 dollar bill!)
I wonder if tourists can order paper 10 peso notes now that a USD 1 is worth 17 pesos!
__________________
For the fun of it...Keith
kcowan is offline   Reply With Quote
Old 09-03-2015, 03:15 PM   #48
Recycles dryer sheets
robertf57's Avatar
 
Join Date: Jun 2014
Posts: 329
Quote:
Originally Posted by rodi View Post
The PenFed Chip and Pin worked for us (with Pin) in kiosks for metro tickets (we were buying 10 packs and bought tix to Versailles.) I'm not sure if we used any other kiosks in Paris.

Here in Barcelona it worked (with pin) for the barcelona metro tix, as well.

Schwab ATM and CapOne venture are both being consistent on exchange rate spot price. I am very careful to pick euro denominations when offered the choice.
Which Penfed card are you using The Penfed Platinum Rewards Visa? They only label it as chip enabled which makes me think it is chip and signature
__________________
robertf57 is offline   Reply With Quote
Old 09-03-2015, 03:21 PM   #49
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,423
Just got back from a week in Belgium.

Took a lot of train trips, including to and from BRU airport and in all cases, the kiosks needed chip and PIN cards. The machines have signs that it requires chipped cards but my Sapphire Preferred Visa didn't work at all, it was declined.

My BofA Visa prompted for a PIN. I didn't request a cash advance PIN from BofA so I couldn't use it either.

So what saved the day was the First Tech Federal Credit Union World Choice Master Card, which is a pure chip and PIN card, that is it defaults to chip and PIN and works both online and offline, meaning it should work at kiosks which are not online like at gas stations.

In any event, this Master Card is all I used at the train station. I even used it at a store where I entered my PIN, not sign.

Used to have the Barclays Arrival Plus MC, which probably would have worked (though defaults to signature in at manned POS). But my annual fee was due so I canceled it and got the First Tech MC instead, which has no annual fee or FTF.
__________________
explanade is offline   Reply With Quote
Old 09-03-2015, 03:47 PM   #50
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
braumeister's Avatar
 
Join Date: Feb 2010
Location: Northern Kentucky
Posts: 8,620
explanade, you were lucky. When I was in Belgium last year, I used my chip & PIN Visa card from Andrews FCU. Most of the time it worked fine, but not in the kiosks at train stations.

I subsequently found out that it had nothing to do with the chip/PIN but everything to do that the Belgian (and German) train systems don't accept cards issued outside the EU. No problem going to an attended window to buy a ticket, but it would have been more convenient to just use the kiosks.

One interesting thing was that one time, undoubtedly due to a software glitch, a kiosk in Antwerp let me use the card to buy tickets. But every other attempt (in Brussels, and Bruges) was a failure.
__________________
braumeister is offline   Reply With Quote
Old 09-03-2015, 04:10 PM   #51
Thinks s/he gets paid by the post
 
Join Date: May 2008
Posts: 3,423
Good to know. Yes there is the foreign issuer factor but in theory, if they belong to a credit card network, it shouldn't matter where the card was issued.

Of course that's not how it works in practice.

Visa and Master Card needs to crack down on those merchants though.

Supposedly Visa is pushing chip and Signature because when verification isn't possible, it's suppose to simply accept transactions below a certain amount.

But that wasn't the case at all with the Chase Sapphire Visa. The most expensive transaction was 20.60 Euro with most under 15 Euro yet I could only use the chip and PIN card.
__________________
explanade is offline   Reply With Quote
Old 09-03-2015, 05:05 PM   #52
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,515
Quote:
Originally Posted by robertf57 View Post
Which Penfed card are you using The Penfed Platinum Rewards Visa? They only label it as chip enabled which makes me think it is chip and signature
The PenFed Cash Rewards VISA is a true chip and PIN card.

I've used it successfully with the PIN in some kiosks in Europe.
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 09-03-2015, 05:06 PM   #53
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,515
Quote:
Originally Posted by explanade View Post
My BofA Visa prompted for a PIN. I didn't request a cash advance PIN from BofA so I couldn't use it either.
I'm not sure how that would have worked. You might have been charged for a cash advance or it might not have worked at all.
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 09-03-2015, 05:09 PM   #54
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
 
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 16,515
I couldn't use DBahn kiosks in Munich, Germany. I don't think they accepted foreign credit cards, and I think many kiosks in Europe have that restriction - but not all. Fortunately the machine took Euro bills, and the things I was trying to buy weren't that expensive.
__________________
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is online now   Reply With Quote
Old 09-03-2015, 11:30 PM   #55
Recycles dryer sheets
 
Join Date: May 2011
Location: Maple Valley
Posts: 468
I think by the end of this year or the beginning of next year all American cards (credit, debit) will have chips in them.
__________________

__________________
kimcdougc is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
All of Vanguard purchase info F4mandolin FIRE and Money 10 12-22-2013 11:03 AM
Medical Travel Caution - Superbug a 'consequence' of medical travel bruce1 Health and Early Retirement 16 08-19-2010 07:37 PM
Good Travel Site or Boards for the RE Travel Lifestyle???????????? dex Other topics 6 11-05-2006 12:43 AM
Any former stress junkies? Leslie Life after FIRE 12 08-13-2005 01:19 PM

 

 
All times are GMT -6. The time now is 12:21 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.