(FAQ archive) Health Savings Accounts (HSA)

[Martha]

This IRS publication discusses Health Savings Accounts (HSAs), Flexible Spending Arrangements (FSAs) and other mechanisms to save for health care expenses: Publication 969 (2006), Health Savings Accounts and Other Tax-Favored Health Plans

This IRS publication discusses what medical expenses can be paid from an HSA or FSA:
Publication 502 (2006), Medical and Dental Expenses


The US Department of Treasury has a web site devoted to HSAs: U.S. Treasury - Health Savings Accounts (HSAs) This Treasury Department brochure has a very complete discussion of HSAs:
http://www.treas.gov/offices/public-...SAs_051807.pdf
It discusses HSA qualified plans, contribution limits and rules, distributions, issues peculiar to families, treatment on death, HSA custodians, and rollovers.

One more excellent web site on HSAs is Health Saving Accounts, HSA, Reduce Health Insurance Cost, Tax Free Withdrawal, Medical Savings Account Transfers, MSA, No Load Mutual Fund.


Frayne's summary about how HSAs work: HSA Primer

Tombone Al’s thoughts on why HSAs are worthwhile: HSA Summary

HSA Questions
HSA Tax Concern
young adult health care decision
http://www.early-retirement.org/foru...hsa-29697.html
Drugstore.com offers eligible HSA expense tracking...
HSA Plans
http://www.early-retirement.org/foru...ter-28241.html
HSA Success Story
Physicians Group Unveils its Price List...
http://www.early-retirement.org/foru...ges-14420.html
Health Ins. Cost Reduction
http://www.early-retirement.org/foru...ses-27566.html
Interesting HSA Distribution Rule
http://www.early-retirement.org/foru...age-27016.html
http://www.early-retirement.org/foru...ons-26858.html
HSA after you ER
Private HSAs?
http://www.early-retirement.org/foru...are-24734.html
Another Savings Tool?
http://www.early-retirement.org/foru...nce-26085.html
http://www.early-retirement.org/foru...nce-25813.html
http://www.early-retirement.org/foru...ion-24447.html
HSA?
http://www.early-retirement.org/foru...ons-23734.html
HSA Questions
http://www.early-retirement.org/foru...xes-23067.html
Pay COBRA premiums using HSA
HSA thoughts?
HSA opening
http://www.early-retirement.org/foru...ard-20081.html
HSA Contribution Timing
Anyone using HSAs?
HSA Contribution Timing
http://www.early-retirement.org/foru...ion-17302.html
HSA insurance
http://www.early-retirement.org/foru...owd-16098.html
Health Savings Account
Health Savings Accounts
http://www.early-retirement.org/foru...ere-14705.html


HSA account custodians:

Vanguard HSA
http://www.early-retirement.org/foru...unt-29514.html
HSA custodians.
Why so few HSA accounts offered?
http://www.early-retirement.org/foru...-vg-22036.html
HSA Custodian Research
http://www.early-retirement.org/foru...ian-18691.html


Differences between HSAs and FSAs:

Flexible Spending Account
http://www.early-retirement.org/foru...act-23591.html