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Old 01-23-2012, 01:33 PM   #61
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This thread has taken on a slightly political tone so it was relocated to the Politics forum. Hopefully it will stay related to FIRE.
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Old 01-23-2012, 03:24 PM   #62
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I think what is controversial is the attitude that since someone chose a risky career, we shouldn't have sympathy for them when they get hurt.

By the logic of your original post, I would expect people to shrug off the deaths of soldiers, police, and firemen (or mine workers, alaskan fishermen, overnight store clerks, etc)

Those people have willingly chosen risky occupations.

"Why should anyone be surprised when they get hurt?"

You heard about the tragic death of an incredible young athelete, and the first thing you apparently think about is making sure that no one else gets stuck with her medical bills.
Well I can tell you that in my State of CT we have sympathy for those high risk careers like drug dealer/gang banger who get shot performing their trade. We treat them in the hospitial emergeny room and pay for rehab, all on the State tab. I'm not quite sure, but the State may put a lean on their Cadillac Escalade to recover some of the costs. Those meanie bureaucrats.
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Old 01-23-2012, 05:04 PM   #63
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Folks enjoying Medicare coverage might want to check how well they are covered before snowboarding (or just enjoying a cruise or tour) outside the USA. (Hint: zip.)

Private insurance for USAians outside the country is typically limited to emergency care sufficient to stabilize ones condition, where "sufficient" is defined by your loss containment specialist.
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Old 01-23-2012, 06:36 PM   #64
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Would it not be a better option for him to simply get a 6 month travel insurance with high medical coverage, or is that kind of option not available for Canadians? .
It is possible to get annual out-of-country insurance but there are bump-ups at certain age levels. For instance, I paid $78 for full-coverage last year. When I turn 61, that will be significantly higher. If I had any pre-existing conditions, it would get higher still. There are also some caps on certain procedures - I guess they really want you to get back to Canada if anyone big is happening.

My friend has had both a heart attack and a couple of strokes, so she pays in the $2K range for insurance at age 61. They are worried that they won't be able to travel much longer because the price of insurance is so high.
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Old 01-23-2012, 06:37 PM   #65
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Folks enjoying Medicare coverage might want to check how well they are covered before snowboarding outside the USA.
Thanks! I'll be starting Medicare later this year. As is traditional for all retirees entering the "Medicare Phase," I'll be taking an extensive world tour exhibiting my snowboarding skills to crowds of international fans. I'll be picking up the "International Snowboarding for Geezers" Medicare option. It'll be well worth the small premium kicker. In Medicare lingo, it's refered to as "Part S."
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Old 01-23-2012, 07:00 PM   #66
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It appears to me that the villain in this case was the organizer of the events who did not provide for, nor insist that participants obtained the proper insurance for an activity that was clearly known to be hazardous.

I for one do not blame the Canadian government for not accepting responsibilities. They could not single out a famous person for special treatments, while neglecting other ordinary Canadian citizens who might need medical care while abroad.

I do not know how expensive it would be for any government, not just Canada, to provide emergency coverage to its citizens who travel overseas, but would it be fair for people who do not or cannot afford to travel to have to pay more in taxes to subsidize those who do? I am speaking as one who has done a bit of travel abroad.

Regarding health care issues, one time my wife was worried about me when I was on a short work assignment to a "little" country. She looked for and bought extra insurance for me. It turned out to cover only emergency medical evacuation back to the States, and was not expensive. I guess it would be useless in case I needed to be treated locally, but it was the only thing we could find in a short time. It did serve as a placebo to calm my wife down.
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Old 01-23-2012, 10:03 PM   #67
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But those are chances we all face everyday. If I decide to compete in some risky sport, I'm taking risks above and beyond the usual.

-ERD50
It's a joke. Lighten up, Francis.
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Old 01-23-2012, 10:06 PM   #68
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It's a joke. Lighten up, Francis.
You're making jokes about the death of this young woman

This is a strange thread, a real 'eye opener' indeed.

-ERD50
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Old 01-23-2012, 10:10 PM   #69
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This is a strange thread, a real 'eye opener' indeed.

-ERD50
Nah, it's about what I expect from some [MODERATOR EDIT]
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Old 01-23-2012, 10:42 PM   #70
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Thanks everyone!

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