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Old 01-27-2012, 08:11 AM   #81
Thinks s/he gets paid by the post
Join Date: Nov 2009
Posts: 4,112
My take on raising the retirement age for full SS benefits is this: Anyone whose FRA was raised back in 1983-84 when SS was reformed and was already paying FICA taxes into the system should have his or her FRA age grandfathered in and not increased a second time. I think there should be a limit of 1 for "moving the goalposts" when it comes to raising the retirement age for those who already began paying into the system and therefore had some expectation of when they could begin receiving benefits. This would grandfather most workers born before the mid-1960s assuming they entered the workforce to some degree before 1983-1984 when the FRA law was passed.

Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
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