Join Early Retirement Today
Closed Thread
 
Thread Tools Display Modes
Old 01-20-2010, 03:21 PM   #41
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,228
Quote:
Originally Posted by Texas Proud View Post
This would be a benefit IF other insurance reforms were made.
Absolutely.

This is why we end up with complicated legislation.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline  
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-20-2010, 03:23 PM   #42
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Sep 2005
Location: Northern IL
Posts: 26,888
Quote:
Originally Posted by eridanus View Post

(Have any Free Marketeers turned down government run Medicare?)
Not a fair question until I'm offered the choice of not contributing (plus get a refund of my share of the deficit $, since it all goes into a general fund anyhow), and there would need to be a free market in place so that I had a place to take my business to.

-ERD50
ERD50 is offline  
Old 01-20-2010, 03:50 PM   #43
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
harley's Avatar
 
Join Date: May 2008
Location: No fixed abode
Posts: 8,765
The most amazing part of this vote to me is listening to the Conservative talk show hosts (Hannity, Limbaugh, etc) crowing about how this is the end of all of Obama's legislative priorities. So the Democrats don't have 60 seats anymore, they still have 59, which is far more than the 53 or 54 the Republicans had when they still got a lot of laws passed. There's penty of opportunity for health care reform, with just the slightest dash of bipartisanship added. I think there's a little too much attention being paid to the national aspects of the election, and not enough being paid to the fact that Martha Coakley was a horrible candidate. Overreacting much?
__________________
"Good judgment comes from experience. Experience comes from bad judgement." - Anonymous (not Will Rogers or Sam Clemens)
DW and I - FIREd at 50 (7/06), living off assets
harley is offline  
Old 01-20-2010, 04:16 PM   #44
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,228
Quote:
Originally Posted by ERD50 View Post
How about cutting the waste and fraud from Medicare & Medicaid that has been pointed out? Is anyone (voters that is, not the crooks perpetrating the fraud, or the small minority benefiting from the waste) philosophically opposed to that?

Color me - the color of money!


-ERD50
People can get their arms around fraud and abuse but that is the easy part and Medicare already is working on that. Fraud control units recovered over a billion dollars in 2008. Same with digitizing health records, already in the works with last year's stimulus bill. Electronic billing also will save money and make fraud harder. I don't know the status of moving to electronic billing.

Lots of other waste but those are more difficult issues, such as why does excellent health care in one part of the country cost half as much as excellent health care in another part of the country. This is a tougher nut and there has been opposition to even experimentation by Medicare and Medicaid on new reimbursement mechanisms to reward efficient, quality providers.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline  
Old 01-20-2010, 04:21 PM   #45
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,228
Quote:
Originally Posted by harley View Post
I think there's a little too much attention being paid to the national aspects of the election, and not enough being paid to the fact that Martha Coakley was a horrible candidate. Overreacting much?
Yes. If I lived in MA I would have had a big problem deciding what to do. Her actions as a prosecutor would make it almost impossible for me to have voted for her, I don't know if I could have yellow dogged it or not.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline  
Obama urges pared-back health care bill
Old 01-20-2010, 04:42 PM   #46
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,391
Obama urges pared-back health care bill

Obama urges lawmakers not to try to jam a bill through Congress

Obama urges pared-back health care bill - Health care reform- msnbc.com
MasterBlaster is offline  
Old 01-20-2010, 06:11 PM   #47
Thinks s/he gets paid by the post
 
Join Date: Oct 2006
Posts: 4,629
Quote:
Originally Posted by ERD50 View Post
I think you are touching on why the current bills failed. I don't think the current bills had much to do with solving the problems (few "good" ideas), they were attempts towards achieving more govt control by the party in power.

I think there have been a number of proposals made in the last few posts that would meet the "good" criteria. I don't know how specific you can get, I think this (from ziggy) was pretty specific:
Quote:
I'd like to see a combination of some sort of "super-COBRA" type thing where someone continuously insured for (say) 5 years can stay in a group plan indefinitely without underwriting (the five year requirement might reduce the incidence of adverse selection). And I'd like to see more employer group plans offer high-deductible plans with more affordable premiums.
Quote:

I'd like to see small businesses able to have some anti-trust laws suspended for the purpose of banding together to get more affordable group rates than are possible if they try to negotiate alone.
These are specific enough for me. I think the indefinite COBRA would initially meet my criteria of getting at least 50% support from the public.

But the insurance companies would say that the cost of keeping uninsurable people in the group indefinitely would raise costs and premiums by an unknowable amount. Employers would say (correctly) that the higher premiums would either be passed on to the active employees in terms of lower wages, or cause the employer to drop group insurance for everyone. This type of argument is used against the current bill.

So I imagine that we'd end up with just as many congressmen against this provision as there are against the current bill. I could be wrong, maybe the very limited scope and simple provisions (this doesn't take 2,000 pages) would pull a few across the line.

Regarding high deductible plans, they are already legal, and even encouraged through tax-deductible HSA's. So I don't see any legislation here.

Regarding small employers forming buyers co-ops, I didn't think they were illegal today. I'm not an expert in anti-trust law, I always think of it targeting price fixing and monopolies within one industry. If buyers co-ops are really illegal under current law, this is one thing which I'd expect to get my 50% of voters and 50% of Congress to agree on.

So, I get two maybes for my list.
Independent is offline  
Old 01-20-2010, 06:23 PM   #48
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 13,143
Quote:
Originally Posted by MasterBlaster View Post
Obama urges lawmakers not to try to jam a bill through Congress

Obama urges pared-back health care bill - Health care reform- msnbc.com

A strategy now might be to have a pared-back health care bill (retaining the things that there is a consensus on) and to dare others to vote against it.

His state of the union address next week is going to be interesting. Will, it have the tone of "We tried, have come so close to health care over-haul, but stil have some more to go" or will he come out swinging.
easysurfer is offline  
Old 01-20-2010, 07:30 PM   #49
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
Quote:
Originally Posted by Martha View Post
Lots of other waste but those are more difficult issues, such as why does excellent health care in one part of the country cost half as much as excellent health care in another part of the country. This is a tougher nut and there has been opposition to even experimentation by Medicare and Medicaid on new reimbursement mechanisms to reward efficient, quality providers.
Let's just give anybody who lives in an expensive area $500 and a one way plane ticket to a cheap area.

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline  
Old 01-21-2010, 04:52 AM   #50
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 23,037
__________________
Living an analog life in the Digital Age.
Gumby is offline  
Closed Thread


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Truth in a Cathy Comic sarahsays FIRE and Money 11 04-09-2008 01:51 PM
Truth-o-Meter mickeyd Other topics 2 03-15-2008 06:18 PM
Whose truth? cute fuzzy bunny Other topics 44 01-30-2007 08:12 PM
Would you want to know the truth? Caroline Other topics 16 09-18-2006 06:02 PM
Tell the truth do you gloat ...just a little? Kitty Life after FIRE 25 07-14-2006 01:28 PM

» Quick Links

 
All times are GMT -6. The time now is 05:40 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.